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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Richmond
Below are two-year Certificates of Deposit (CD) rates from banks in Richmond, Kentucky. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Richmond, KY - November 18, 2024
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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2.25% |
$500 |
- |
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Rate History: 1.00% → 1.55% → 2.25% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.00% |
$10,000 |
- |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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2.00% 0.01% |
$5,000 $500 |
- |
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Rate History: 5.00% → 4.00% → 3.50% → 2.00% |
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Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
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1.00% |
$10,000 |
17.77 |
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CD Dreamer | Aug 17, 2015 I can only dream about CD rates returning to these levels like the 1970's. Read More |
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0.85% |
$10,000 |
24.19 |
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|
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0.76% |
$10,000 |
1.59 |
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|
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0.75% |
$10,000 |
24.19 |
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|
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0.75% |
$100,000 |
0.84 |
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|
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0.70% |
$10,000 |
24.19 |
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0.60% |
$500 |
17.92 |
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|
|
0.60% |
$10,000 |
17.21 |
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|
|
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0.60% |
$10,000 |
24.70 |
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|
|
|
0.60% |
$10,000 |
11.11 |
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|
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0.60% |
$10,000 |
0.84 |
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|
|
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0.60% |
$10,000 |
24.06 |
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|
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0.55% |
$10,000 |
24.19 |
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|
|
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0.55% |
$10,000 |
0.95 |
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|
|
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0.50% |
$10,000 |
21.97 |
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|
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0.49% |
$10,000 |
12.57 |
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|
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0.45% |
$10,000 |
24.19 |
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|
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0.45% |
$10,000 |
0.95 |
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|
|
|
0.40% |
$10,000 |
20.61 |
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0.40% |
$10,000 |
17.84 |
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|
z h | Nov 18, 2020 I had a charge that wasn't authorized, and they told me there is nothing they can do about it because in the past it was authorized. Are you serious? So if someone takes your card and goes to Walmart.com a... Read More |
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0.40% |
$10,000 |
23.98 |
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0.40% |
$500 |
22.31 |
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0.40% |
$10,000 |
19.78 |
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0.30% |
$10,000 |
12.40 |
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|
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Pbar | Mar 11, 2023 Best Bank in Lexington. FDIC insured but not ruled by the Fed. Read More |
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0.30% |
$10,000 |
20.40 |
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|
|
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0.25% |
$10,000 |
17.15 |
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0.25% |
$10,000 |
19.17 |
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0.25% |
$10,000 |
23.09 |
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0.20% |
$1,000 |
19.06 |
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preachjon@gmail.com | Mar 26, 2021 So my bank citizens national bank of Somerset ky. They have previously in the past deposited the wrong person's tax account into my account and taking it back out without my whereabouts which made my accou... Read More |
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0.20% |
$10,000 |
17.84 |
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0.20% |
$10,000 |
23.59 |
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jefflockwoodlaw2288@gmail.com | Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More |
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0.05% |
$500 |
- |
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|
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$25,000 |
- |
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|
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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