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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Lawrence
Below are two-year Certificates of Deposit (CD) rates from banks in Lawrence, Kansas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Lawrence, KS - November 27, 2024
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.50% |
$1,000 |
- |
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3.55% 3.49% |
$95,000 $10,000 |
- |
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Rate History: 4.63% → 4.30% → 3.55% |
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3.50% |
$1,000 |
- |
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Rate History: 3.50% → 4.50% → 3.75% → 4.00% → 3.50% |
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JtAlmond | Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More |
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3.25% |
$1,000 |
- |
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Holly cannady | Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More |
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3.00% |
$500 |
- |
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Rate History: 4.25% → 4.00% → 3.50% → 3.00% |
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2.02% |
$1,000 |
- |
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1.26% |
$10,000 |
14.11 |
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1.25% |
$10,000 |
3.34 |
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1.20% |
$10,000 |
7.51 |
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1.00% |
$10,000 |
16.65 |
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1.00% |
$500 |
20.08 |
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|
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0.90% |
$100,000 |
11.98 |
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0.80% |
$1,000 |
3.83 |
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0.80% |
$10,000 |
22.41 |
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0.75% |
$10,000 |
18.03 |
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0.75% |
$10,000 |
22.14 |
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0.75% |
$10,000 |
13.72 |
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Jjjohnston7 | Jun 25, 2021 TriCentury is great! They were there for me when my credit was not great, and I haven’t left because of their great customer service. Read More |
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0.70% |
$10,000 |
22.22 |
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0.70% |
$10,000 |
20.07 |
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Fran1 | Feb 4, 2020 Academy was great helping me open a new account Read More |
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0.60% |
$1,000 |
16.67 |
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0.60% |
$10,000 |
10.61 |
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0.60% |
$10,000 |
24.94 |
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0.50% |
$500 |
14.12 |
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0.50% |
$10,000 |
11.98 |
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0.50% |
$10,000 |
19.37 |
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Fredbird | Aug 30, 2017 Excellent bank with a friendly helpful staff Read More |
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0.40% |
$250 |
13.40 |
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0.40% |
$10,000 |
3.74 |
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0.35% |
$10,000 |
4.01 |
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0.26% |
$50,000 |
10.30 |
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0.25% |
$10,000 |
4.33 |
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RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
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0.16% |
$10,000 |
10.30 |
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0.15% |
$10,000 |
4.37 |
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0.05% |
$500 |
- |
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$100,000 |
- |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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