Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Palm Beach
Below are two-year Certificates of Deposit (CD) rates from banks in Palm Beach, Florida. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Palm Beach, FL - November 23, 2024
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
5.25% |
$500 |
- |
Learn More
|
|
|
Rate History: 1.00% → 2.75% → 2.75% → 5.25% |
||||
|
Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
||||
|
4.15% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.30% → 4.20% → 4.15% |
||||
|
george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
||||
|
3.25% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.25% → 4.00% → 4.10% → 3.50% → 3.25% |
||||
|
john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
||||
|
3.00% |
$500 |
- |
Learn More
|
|
|
SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
||||
|
2.00% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 3.00% → 2.50% → 2.00% |
||||
|
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
||||
|
2.00% 0.01% |
$5,000 $500 |
- |
Learn More
|
|
|
Rate History: 5.00% → 4.00% → 3.50% → 2.00% |
||||
|
Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
||||
|
1.50% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 0.05% → 1.50% → 4.00% → 1.50% |
||||
|
Beenthere | Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More |
||||
|
1.50% |
$500 |
- |
Learn More
|
|
|
0.65% |
$10,000 |
0.68 |
Learn More
|
|
|
jpchamorro | Apr 5, 2020 great Read More |
||||
|
0.65% |
$500 |
24.76 |
Learn More
|
|
|
Justice | Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More |
||||
|
0.60% |
$10,000 |
9.09 |
Learn More
|
|
|
0.55% |
$100,000 |
22.39 |
Learn More
|
|
|
0.40% |
$10,000 |
24.42 |
Learn More
|
|
|
danioly24@icloud.com | Jul 31, 2016 This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More |
||||
|
0.40% |
$10,000 |
22.39 |
Learn More
|
|
|
0.35% |
$10,000 |
22.19 |
Learn More
|
|
|
Asj | Nov 15, 2020 Do they? Read More |
||||
|
0.25% |
$10,000 |
5.60 |
Learn More
|
|
|
0.20% |
$10,000 |
9.04 |
Learn More
|
|
|
Jason Wach | Aug 22, 2019 Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More |
||||
|
0.10% |
$1 |
- |
Learn More
|
|
|
Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
||||
|
0.10% |
$1,000 |
- |
Learn More
|
|
|
0.10% |
$10,000 |
22.19 |
Learn More
|
|
|
Asj | Nov 15, 2020 Do they? Read More |
||||
|
0.05% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 0.01% → 0.05% |
||||
|
Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
||||
|
0.05% |
$500 |
- |
Learn More
|
|
|
MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
||||
|
0.05% |
$500 |
- |
Learn More
|
|
|
Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
||||
|
0.03% |
$100,000 |
- |
Learn More
|
|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates