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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Miami
Below are two-year Certificates of Deposit (CD) rates from banks in Miami, Florida. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Miami, FL - November 2, 2024
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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5.25% |
$500 |
- |
Learn More
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Rate History: 1.00% → 2.75% → 2.75% → 5.25% |
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Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
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4.15% |
$1,000 |
- |
Learn More
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Rate History: 4.30% → 4.20% → 4.15% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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3.75% |
$1,500 |
- |
Learn More
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Early Withdrawal Penalty is 180 days interest.
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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3.25% |
$1,000 |
- |
Learn More
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Rate History: 4.25% → 4.00% → 4.10% → 3.50% → 3.25% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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3.00% |
$500 |
- |
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SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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2.00% |
$0 |
- |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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2.00% 0.01% |
$5,000 $500 |
- |
Learn More
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Rate History: 5.00% → 4.00% → 3.50% → 2.00% |
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Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
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1.50% |
$500 |
- |
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1.00% |
$10,000 |
- |
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Rate History: 4.00% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.80% |
$10,000 |
9.29 |
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wlsjacobson | Jul 31, 2017 Outstanding bank, management and client service. Well run and financially very strong Read More |
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0.76% |
$10,000 |
6.63 |
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Chang | Aug 19, 2021 Best Service! Read More |
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0.75% |
$10,000 |
1.09 |
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0.75% |
$1,000 |
24.90 |
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nino | Nov 11, 2021 nino Read More |
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0.65% |
$100,000 |
18.58 |
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0.55% |
$100,000 |
0.99 |
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0.50% |
$10,000 |
15.67 |
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0.50% |
$10,000 |
12.49 |
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0.40% |
$10,000 |
10.46 |
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danioly24@icloud.com | Jul 31, 2016 This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More |
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0.40% |
$10,000 |
0.99 |
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0.35% |
$10,000 |
3.64 |
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0.35% |
$10,000 |
3.63 |
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Asj | Nov 15, 2020 Do they? Read More |
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0.30% |
$1,000 |
- |
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0.30% |
$100,000 |
14.63 |
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0.25% |
$10,000 |
10.53 |
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0.25% |
$10,000 |
18.58 |
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0.20% |
$10,000 |
14.63 |
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0.20% |
$1,000 |
- |
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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0.10% |
$1 |
- |
Learn More
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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0.10% |
$1,000 |
- |
Learn More
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0.10% |
$10,000 |
1.11 |
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0.10% |
$10,000 |
3.63 |
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Asj | Nov 15, 2020 Do they? Read More |
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0.05% 0.01% |
$2,501 $2,500 |
- |
Learn More
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Rate History: 0.03% → 0.05% |
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0.05% |
$500 |
- |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates