Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Denver
Below are two-year Certificates of Deposit (CD) rates from banks in Denver, Colorado. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Denver, CO - November 23, 2024
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.15% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.30% → 4.20% → 4.15% |
||||
|
george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
||||
|
4.15% |
$1,000 |
- |
Learn More
|
|
|
2.53% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 3.05% → 2.53% |
||||
|
1.55% |
$100,000 |
- |
Learn More
|
|
|
Rate History: 3.05% → 1.55% |
||||
|
Aku | May 29, 2020 Dua Read More |
||||
|
1.06% |
$10,000 |
13.51 |
Learn More
|
|
|
0.95% |
$10,000 |
9.34 |
Learn More
|
|
|
0.90% |
$10,000 |
7.86 |
Learn More
|
|
|
0.75% |
$10,000 |
15.36 |
Learn More
|
|
|
0.70% |
$10,000 |
7.14 |
Learn More
|
|
|
CatAnn | Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More |
||||
|
0.70% |
$10,000 |
10.09 |
Learn More
|
|
|
0.70% |
$10,000 |
20.96 |
Learn More
|
|
|
Fran1 | Feb 4, 2020 Academy was great helping me open a new account Read More |
||||
|
0.70% |
$10,000 |
12.91 |
Learn More
|
|
|
0.70% |
$10,000 |
16.92 |
Learn More
|
|
|
0.50% |
$10,000 |
15.33 |
Learn More
|
|
|
0.45% |
$10,000 |
5.74 |
Learn More
|
|
|
0.40% |
$10,000 |
9.46 |
Learn More
|
|
|
0.40% |
$10,000 |
9.34 |
Learn More
|
|
|
0.35% |
$100,000 |
7.33 |
Learn More
|
|
|
0.35% |
$100,000 |
12.28 |
Learn More
|
|
|
Trujillo | Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More |
||||
|
0.30% |
$10,000 |
7.26 |
Learn More
|
|
|
0.30% |
$10,000 |
5.07 |
Learn More
|
|
|
0.30% |
$10,000 |
7.33 |
Learn More
|
|
|
0.30% |
$10,000 |
12.28 |
Learn More
|
|
|
Trujillo | Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More |
||||
|
0.25% |
$10,000 |
14.63 |
Learn More
|
|
|
RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
||||
|
0.25% |
$1,000 |
7.15 |
Learn More
|
|
|
sharzns | Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More |
||||
|
0.25% |
$10,000 |
7.14 |
Learn More
|
|
|
CatAnn | Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More |
||||
|
0.08% |
$500 |
- |
Learn More
|
|
|
0.05% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 0.01% → 0.05% |
||||
|
Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
||||
|
0.05% |
$500 |
- |
Learn More
|
|
|
MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
||||
|
0.05% |
$500 |
- |
Learn More
|
|
|
Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
||||
|
0.03% |
$100,000 |
- |
Learn More
|
|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
||||
|
0.01% |
$10,000 |
18.66 |
Learn More
|
|
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates