Tennessee

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Johnson City, Tennessee CD Rates – 18-Month

You are viewing rates from banks across Johnson City

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Johnson City, Tennessee . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Johnson City, TN - December 4, 2024

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

3.17%

$500

-

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0.51%

$10,000

18.87

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0.50%

$1,000

23.22

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0.50%

$100,000

18.21

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0.50%

$10,000

13.54

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0.45%

$1,000

18.95

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0.45%

$10,000

6.12

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0.40%

$10,000

5.58

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0.40%

$10,000

18.21

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0.35%

$10,000

20.89

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.30%

$10,000

18.32

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0.25%

$1,000

3.13

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.18%

$10,000

5.58

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0.13%

$10,000

5.58

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Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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