Best 18-Month CD Rates in South Carolina, SC

You are viewing rates from banks across South Carolina

Below are eighteen-month Certificates of Deposit (CD) rates from banks in South Carolina . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

SC - November 13, 2024

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Banesco USA	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 0.50% → 4.50% → 4.30% → 4.20% → 3.90%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Capital One, National Association	3.90%	$0	-	Learn More
Rate History: 4.70% → 4.50% → 4.45% → 4.25% → 3.90%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Woodruff Federal Savings and Loan Association	3.34%	$1,000	-	Learn More Add Review
Rate History: 3.85% → 3.55% → 3.34% → 3.24% → 3.34%
USAA Federal Savings Bank	2.80%	$1,000	-	Learn More
Rate History: 5.25% → 4.65% → 4.20% → 4.05% → 2.80%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Citibank, National Association	2.45%	$0	-	Learn More
Rate History: 2.50% → 2.00% → 3.75% → 2.45%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
United Bank	1.80%	$500	-	Learn More
Jimleestro \| Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More Reviews (1)
Hingham Institution for Savings	1.75%	$1,000	-	Learn More Add Review
Spratt Savings Bank	1.05%	$500	-	Learn More Add Review
TD Bank, National Association	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Bank of Greeleyville	0.90%	$10,000	-	Learn More Add Review
Anderson Brothers Bank	0.85%	$100,000	-	Learn More
Susan G \| Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More Reviews (30)
First Capital Bank	0.85%	$10,000	-	Learn More Add Review
ServisFirst Bank	0.71%	$10,000	-	Learn More Add Review
Citizens Building and Loan, SSB	0.70%	$10,000	-	Learn More Add Review
First Reliance Bank	0.65%	$10,000	-	Learn More
Sandra \| Apr 13, 2019 Shout out to the 2nd Loop branch. These people are the friendliest employees. I have so enjoyed doing business with them. They go way beyond their job descriptions to help you. AND I have never had to wait... Read More Reviews (1)
Coastal Carolina National Bank	0.65%	$10,000	-	Learn More
hmb627 \| Sep 21, 2021 Best bank in town! Read More Reviews (1)
Anderson Brothers Bank	0.65%	$10,000	-	Learn More
Susan G \| Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More Reviews (30)
CoastalStates Bank	0.65%	$10,000	-	Learn More Add Review
The Commercial Bank	0.55%	$10,000	-	Learn More Add Review
The Conway National Bank	0.50%	$100,000	-	Learn More Add Review
1st Federal Savings Bank of SC, Inc.	0.50%	$10,000	-	Learn More Add Review
First National Bank of Pennsylvania	0.45%	$10,000	-	Learn More
Mark \| Apr 21, 2020 Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More Reviews (1)
Oconee Federal Savings and Loan Association	0.40%	$10,000	-	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
The Bank of Clarendon	0.35%	$10,000	-	Learn More
RAWEXPOSURE5 \| Mar 27, 2022 Lately, I am constantly being locked out of my account. I have double-checked and triple-checked and everything is correct. It is the weekend of March 26, 2022, and I cannot get help with this...what am I ... Read More Reviews (1)
The Conway National Bank	0.35%	$10,000	-	Learn More Add Review
FSNB, National Association	0.35%	$10,000	-	Learn More Add Review
Dedicated Community Bank	0.30%	$10,000	-	Learn More Add Review
OPTUS Bank	0.30%	$10,000	-	Learn More Add Review
Pee Dee Federal Savings Bank	0.30%	$10,000	-	Learn More Add Review
The Park National Bank	0.30%	$1,000	-	Learn More Add Review
Blue Ridge Bank	0.30%	$10,000	-	Learn More Add Review
The Peoples Bank	0.30%	$10,000	-	Learn More Add Review
Pinnacle Bank	0.30%	$10,000	-	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
Bank of Travelers Rest	0.30%	$1,000	-	Learn More Add Review
Enterprise Bank of South Carolina	0.30%	$10,000	-	Learn More Add Review
Bank of the Lowcountry	0.30%	$10,000	-	Learn More
Dee Snutz \| Oct 10, 2020 Great banking experience. Love this bank! Read More Reviews (1)
Palmetto State Bank	0.30%	$100,000	-	Learn More Add Review
First National Bank of South Carolina	0.25%	$500	-	Learn More Add Review
Carolina Bank & Trust Co.	0.25%	$10,000	-	Learn More Add Review
First Bank	0.25%	$100,000	-	Learn More Add Review
First Palmetto Bank	0.25%	$10,000	-	Learn More
Locked out \| Nov 6, 2020 First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More Reviews (1)
South Atlantic Bank	0.25%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank of South Carolina	0.25%	$10,000	-	Learn More Add Review
First Federal Bank	0.25%	$100,000	-	Learn More Add Review
Ameris Bank	0.20%	$10,000	-	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Bank of York	0.20%	$10,000	-	Learn More Add Review
First Bank	0.20%	$10,000	-	Learn More Add Review
Security Federal Bank	0.20%	$10,000	-	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
Palmetto State Bank	0.20%	$10,000	-	Learn More Add Review
The Citizens Bank	0.17%	$1,000	-	Learn More
MadAnn \| Dec 12, 2019 My debit card stopped working 5 weeks ago and I requested 6 times for a new card with the same number to be issued........never got the card, after I was told during my last call (over an hour of nonsense)... Read More Reviews (1)
First Federal Bank	0.16%	$10,000	-	Learn More Add Review
Synovus Bank	0.15%	$10,000	-	Learn More
deb \| Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More Reviews (1)
First Community Bank	0.15%	$10,000	-	Learn More Add Review
Arthur State Bank	0.15%	$10,000	-	Learn More Add Review
Countybank	0.12%	$10,000	-	Learn More Add Review
KeyBank National Association	0.05%	$10,000	-	Learn More
Rate History: 4.75% → 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.S. Bank National Association	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Regions Bank	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
First-Citizens Bank & Trust Company	0.02%	$500	-	Learn More
Rate History: 0.10% → 0.02% → 0.10% → 0.02%
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
Fifth Third Bank, National Association	0.01%	$500	-	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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South Carolina CD Rates – 18-Month

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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