Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Michigan
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Michigan . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
MI - November 21, 2024
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.34% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.40% → 5.00% → 5.15% → 4.51% → 4.34% |
||||
|
VINCEMUNIZ@Q.COM | Oct 16, 2020 HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU, Read More |
||||
|
4.15% |
$500 |
- |
Learn More
|
|
|
samcasino | Jan 30, 2021 Sterling hasn't offered a 1% rate for over a year. Best one can do now is .20%. The rates shown on this site are grossly outdated. Read More |
||||
|
4.00% 3.75% |
$2,500 $2,501 |
- |
Learn More
|
|
|
Rate History: 3.75% → 4.00% → 3.60% → 3.75% → 4.00% |
||||
|
Jim Doe | Oct 12, 2022 Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More |
||||
|
3.90% |
$1,000 |
- |
Learn More
|
|
|
Early Withdrawal Penalty is 180 days interest.
|
||||
|
Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
||||
|
3.80% |
$0 |
- |
Learn More
|
|
|
Rate History: 4.50% → 4.45% → 4.25% → 3.90% → 3.80% |
||||
|
highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
||||
|
3.55% |
$500 |
- |
Learn More
|
|
|
Rate History: 4.00% → 3.55% |
||||
|
2.80% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 5.25% → 4.65% → 4.20% → 4.05% → 2.80% |
||||
|
RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
||||
|
2.45% |
$0 |
- |
Learn More
|
|
|
Rate History: 2.50% → 2.00% → 3.75% → 2.45% |
||||
|
Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
||||
|
2.00% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 3.00% → 2.50% → 2.00% |
||||
|
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
||||
|
1.75% |
$1,000 |
- |
Learn More
|
|
|
1.25% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 1.25% → 1.50% → 1.25% |
||||
|
pagehelen2@gmail.com | Mar 10, 2021 Northpointe -- my most favorite bank -- held their rate when others dropped -- nice people to deal with -- and -- COURAGE + INTEGRITY. Read More |
||||
|
1.06% |
$100,000 |
- |
Learn More
|
|
|
1.00% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 4.50% → 1.00% → 4.00% → 1.00% |
||||
|
Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
||||
|
0.95% |
$10,000 |
- |
Learn More
|
|
|
0.75% |
$1,000 |
- |
Learn More
|
|
|
0.75% |
$10,000 |
- |
Learn More
|
|
|
0.60% |
$100,000 |
- |
Learn More
|
|
|
0.60% |
$10,000 |
- |
Learn More
|
|
|
0.60% |
$10,000 |
- |
Learn More
|
|
|
0.60% |
$10,000 |
- |
Learn More
|
|
|
0.55% |
$1,000 |
- |
Learn More
|
|
|
blueangel | Jan 6, 2020 Worst customer experience ever. Had a issue with a fee that should not have been there because i had a checking and savings account. I was told once i signed up for checking that if they needed, they woul... Read More |
||||
|
0.55% |
$10,000 |
- |
Learn More
|
|
|
0.55% |
$10,000 |
- |
Learn More
|
|
|
0.55% |
$10,000 |
- |
Learn More
|
|
|
0.50% |
$1,000 |
- |
Learn More
|
|
|
0.50% |
$500 |
- |
Learn More
|
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
0.50% |
$100 |
- |
Learn More
|
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
|
0.45% |
$10,000 |
- |
Learn More
|
|
|
0.45% |
$10,000 |
- |
Learn More
|
|
|
0.45% |
$100,000 |
- |
Learn More
|
|
|
0.45% |
$10,000 |
- |
Learn More
|
|
|
0.43% |
$10,000 |
- |
Learn More
|
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
|
0.35% |
$1,000 |
- |
Learn More
|
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
|
0.35% |
$100,000 |
- |
Learn More
|
|
|
0.35% |
$100,000 |
- |
Learn More
|
|
|
me | Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More |
||||
|
0.30% |
$10,000 |
- |
Learn More
|
|
|
0.30% |
$100,000 |
- |
Learn More
|
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
|
Gloria Borchman | Jul 3, 2023 My niece and I have been customers of the Addison Oaks branch of Oxford Bank for 20 years. My niece is on my accounts and has a separate account of her own. We have performed the same transactions for 20... Read More |
||||
|
0.30% |
$10,000 |
- |
Learn More
|
|
|
me | Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More |
||||
|
0.28% |
$10,000 |
- |
Learn More
|
|
|
0.27% |
$500 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
0.20% |
$500 |
- |
Learn More
|
|
|
0.20% |
$500 |
- |
Learn More
|
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
|
J Geiger | Jun 14, 2022 Compliance officer possibly the rudest person ive every spoken with. Polices changing constantly. One week they do what you need the next week they wont. Complete mess. Not the old Thumb National rude and ... Read More |
||||
|
0.20% |
$10,000 |
- |
Learn More
|
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
|
0.17% |
$100,000 |
- |
Learn More
|
|
|
Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
||||
|
0.15% |
$500 |
- |
Learn More
|
|
|
0.15% |
$500 |
- |
Learn More
|
|
|
0.15% |
$10,000 |
- |
Learn More
|
|
|
0.15% |
$10,000 |
- |
Learn More
|
|
|
Savvy | Jul 17, 2020 Terrible experience trying to get a mortgage. I’ve got great credit, have gotten literally dozens of mortgages over the past 40 years. I completed an online application, waited a week and never heard a... Read More |
||||
|
0.15% |
$10,000 |
- |
Learn More
|
|
|
0.15% |
$10,000 |
- |
Learn More
|
|
|
jefflockwoodlaw2288@gmail.com | Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More |
||||
|
0.15% |
$10,000 |
- |
Learn More
|
|
|
0.15% |
$10,000 |
- |
Learn More
|
|
|
0.12% |
$10,000 |
- |
Learn More
|
|
|
Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
||||
|
0.10% |
$500 |
- |
Learn More
|
|
|
0.10% |
$10,000 |
- |
Learn More
|
|
|
0.05% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 4.75% → 0.01% → 0.05% |
||||
|
Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
||||
|
0.05% |
$500 |
- |
Learn More
|
|
|
Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
||||
|
0.03% |
$25,000 |
- |
Learn More
|
|
|
GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
||||
|
0.03% |
$100,000 |
- |
Learn More
|
|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates