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You are viewing rates from banks across Maryland
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Maryland . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
MD - December 1, 2024
18 Month CD National Average : 0.58% ?
Banks | APY | MIN | MILES ? | |
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5.00% 0.15% |
$1,000 $100,000 |
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4.10% |
$500 |
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Rate History: 5.00% → 4.75% → 4.15% → 3.85% → 4.10% |
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Estewart51 | Sep 7, 2022 I was considering opening a CD with this bank but I'm having second thoughts due to the many NEGETATIVE reviews. I'm seeking an on line bank with competitive rates and GOOD CUSTOMER SERVICE. Read More |
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4.00% |
$500 |
- |
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Rate History: 4.00% → 4.75% → 3.25% → 4.75% → 4.00% |
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wwchinski@verizon.net | Jul 11, 2018 cd rates Read More |
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3.90% |
$1,000 |
- |
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Early Withdrawal Penalty is 180 days interest.
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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3.80% |
$0 |
- |
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Rate History: 4.50% → 4.45% → 4.25% → 3.90% → 3.80% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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2.80% |
$1,000 |
- |
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Rate History: 5.25% → 4.65% → 4.20% → 4.05% → 2.80% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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2.45% |
$0 |
- |
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Rate History: 2.50% → 2.00% → 3.75% → 2.45% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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2.00% |
$10,000 |
- |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.80% |
$500 |
- |
Learn More
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Jimleestro | Apr 12, 2019 United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More |
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1.75% |
$2,500 |
- |
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Rate History: 2.00% → 4.75% → 4.00% → 1.75% |
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schoolbus2017 | Nov 8, 2019 farmer Read More |
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1.75% |
$1,000 |
- |
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1.00% |
$10,000 |
- |
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Rate History: 4.50% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.95% |
$1,000 |
- |
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0.85% |
$10,000 |
- |
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Savvysaver | Jul 24, 2021 Rate is incorrect. Read More |
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0.85% |
$10,000 |
- |
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0.80% |
$10,000 |
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Savvysaver | Jul 24, 2021 $2000 minimum, 0.20% APY Read More |
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0.75% |
$1,000 |
- |
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0.75% |
$10,000 |
- |
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0.70% |
$10,000 |
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0.55% |
$100,000 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
- |
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0.50% |
$10,000 |
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0.45% |
$10,000 |
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Learn More
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Mark | Apr 21, 2020 Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More |
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0.45% |
$10,000 |
- |
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0.40% |
$10,000 |
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0.40% |
$10,000 |
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0.40% |
$10,000 |
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0.40% |
$10,000 |
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Learn More
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0.40% |
$10,000 |
- |
Learn More
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Edward Rote | Aug 6, 2019 Run Run very far away. Find an institution where the upper staff actually can add. It is run like a pawn shop and payday loan Read More |
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0.40% |
$10,000 |
- |
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0.39% |
$10,000 |
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0.35% |
$10,000 |
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C P hoult | Jun 16, 2022 Customer service Very Good. Always available Read More |
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0.35% |
$10,000 |
- |
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0.35% |
$10,000 |
- |
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0.35% |
$10,000 |
- |
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0.32% |
$10,000 |
- |
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0.30% |
$500 |
- |
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0.30% |
$500 |
- |
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0.25% |
$500 |
- |
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0.25% |
$10,000 |
- |
Learn More
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boon | Oct 11, 2017 special; 14 MO CD 1.20% Read More |
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0.25% |
$10,000 |
- |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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0.25% |
$10,000 |
- |
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0.15% |
$500 |
- |
Learn More
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0.05% |
$10,000 |
- |
Learn More
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Rate History: 4.75% → 0.01% → 0.05% |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$500 |
- |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$25,000 |
- |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.03% |
$100,000 |
- |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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0.02% |
$500 |
- |
Learn More
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Rate History: 0.10% → 0.02% → 0.10% → 0.02% |
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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