Massachusetts

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Everett, Massachusetts CD Rates – 18-Month

You are viewing rates from banks across Everett

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Everett, Massachusetts . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Everett, MA - November 8, 2024

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.00% → 5.30% → 5.40% → 5.25%

| Aug 28, 2022

Rates are totally uncompetitive now. Read More

Rate History: 0.25% → 4.25%

| Jan 8, 2018

Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More

Rate History: 1.00% → 5.00% → 4.25%

Rate History: 4.40% → 4.25% → 4.00% → 3.75% → 4.25%

Rate History: 4.35% → 4.25% → 4.20%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.25% → 4.50% → 4.05%

Rate History: 2.00% → 4.50% → 4.38% → 4.00%

Rate History: 0.55% → 3.75% → 4.00%

Rate History: 1.70% → 4.25% → 4.10% → 3.80%

| Feb 14, 2022

I had a personal checking account and a business account. All went well until I sent a polite letter pointing out that it is improper, and not good practice, to make online passwords expire. Why should ... Read More

Rate History: 0.50% → 4.50% → 4.10% → 3.35% → 3.75%

| Jan 30, 2020

Find branch personnel are genuinely interested in my business. Read More

Rate History: 1.00% → 4.12% → 3.75%

Rate History: 3.75% → 4.59% → 3.90% → 3.75% → 3.50%

Rate History: 3.50% → 4.25% → 4.50% → 3.75% → 3.50%

| Apr 18, 2017

Village Bank currently has a 15 mo. CD special at 1.50% Read More

Rate History: 3.30% → 3.14%

Rate History: 0.25% → 3.00%

Rate History: 2.50% → 2.00% → 3.75% → 2.45%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 1.50% → 2.00%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.00% → 1.50%

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

0.75%

$10,000

23.26

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Rate History: 1.00% → 3.30% → 0.75%

0.70%

$10,000

6.94

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0.70%

$10,000

7.13

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0.60%

$10,000

21.08

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0.55%

$10,000

11.49

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| Feb 21, 2015

Interesting. Is there an approximate Texas ratio for a bank at which other banks may become very interested in an acquisition. Read More

| Jan 12, 2021

They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More

0.50%

$10,000

3.77

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Rate History: 2.25% → 0.50%

Rate History: 0.50% → 0.75% → 2.25% → 0.50%

| Jan 23, 2017

2.50 Read More

| Sep 3, 2020

Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the chi... Read More

Rate History: 3.75% → 0.45%

Rate History: 1.00% → 0.45%

Rate History: 1.00% → 0.40%

0.40%

$10,000

23.56

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Rate History: 1.00% → 0.40%

Rate History: 4.40% → 4.31% → 4.10% → 0.35%

0.20%

$10,000

19.72

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| Nov 1, 2021

worst bank ever and they racist ruth bitchell and the rest of them ban frontline workers that complain about their mistakes this only happens to blacks Read More

| Jan 1, 2016

I very much prefer banking here. Everyone is so friendly and know who is calling by voice. Your help getting me through this year where I did as much as possible to launch my business, CryoRain Inc., is ... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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