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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Florida
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Florida . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
FL - November 2, 2024
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.50% |
$1,000 |
- |
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Rate History: 4.50% → 4.85% → 4.50% → 4.75% → 4.50% |
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4.40% 4.15% |
$50,000 $5,000 |
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Rate History: 5.68% → 5.10% → 4.60% → 4.40% |
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Matty H | Sep 22, 2023 Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More |
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4.35% |
$2,500 |
- |
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Rate History: 5.55% → 5.00% → 4.35% |
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4.25% |
$500 |
- |
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Rate History: 0.10% → 4.25% |
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Mark Fitzpatrick | Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More |
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4.20% |
$1,000 |
- |
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Rate History: 4.35% → 4.25% → 4.20% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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3.90% |
$1,500 |
- |
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Early Withdrawal Penalty is 180 days interest.
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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3.90% |
$5,000 |
- |
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Rate History: 5.05% → 5.10% → 4.60% → 4.15% → 3.90% |
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3.90% |
$0 |
- |
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Rate History: 4.70% → 4.50% → 4.45% → 4.25% → 3.90% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.80% 0.30% |
$250,000 $1,000 |
- |
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Rate History: 4.35% → 3.95% → 4.10% → 3.80% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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2.80% |
$1,000 |
- |
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Rate History: 5.25% → 4.65% → 4.20% → 4.05% → 2.80% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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2.50% |
$500 |
- |
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Sara Jennings | Dec 26, 2021 SJennings Read More |
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2.50% |
$500 |
- |
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2.45% |
$0 |
- |
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Rate History: 2.50% → 2.00% → 3.75% → 2.45% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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2.00% |
$10,000 |
- |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.77% |
$2,500 |
- |
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David Klemann Sr. | Dec 8, 2023 We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More |
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1.75% |
$1,000 |
- |
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1.70% |
$1,000 |
- |
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Rate History: 0.05% → 1.70% → 4.65% → 1.70% |
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Beenthere | Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More |
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1.50% |
$500 |
- |
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1.00% |
$10,000 |
- |
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Rate History: 4.50% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.95% |
$100,000 |
- |
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0.82% |
$10,000 |
- |
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0.80% |
$10,000 |
- |
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0.80% |
$10,000 |
- |
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0.75% |
$1,000 |
- |
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nino | Nov 11, 2021 nino Read More |
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0.75% |
$10,000 |
- |
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0.71% |
$10,000 |
- |
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0.66% |
$10,000 |
- |
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Chang | Aug 19, 2021 Best Service! Read More |
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0.65% |
$10,000 |
- |
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0.65% |
$10,000 |
- |
Learn More
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melissaowens | Apr 1, 2022 This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More |
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0.65% |
$10,000 |
- |
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0.65% |
$10,000 |
- |
Learn More
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0.65% |
$10,000 |
- |
Learn More
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Fran1 | Feb 4, 2020 Academy was great helping me open a new account Read More |
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0.61% |
$10,000 |
- |
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0.60% |
$10,000 |
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wlsjacobson | Jul 31, 2017 Outstanding bank, management and client service. Well run and financially very strong Read More |
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0.60% |
$1,000 |
- |
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0.60% |
$10,000 |
- |
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0.60% |
$10,000 |
- |
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0.60% |
$10,000 |
- |
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0.55% |
$10,000 |
- |
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0.55% |
$10,000 |
- |
Learn More
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0.55% |
$100,000 |
- |
Learn More
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0.50% |
$500 |
- |
Learn More
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Justice | Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More |
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0.50% |
$10,000 |
- |
Learn More
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0.50% |
$10,000 |
- |
Learn More
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0.50% |
$10,000 |
- |
Learn More
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0.50% |
$10,000 |
- |
Learn More
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Mark2 | Oct 2, 2020 O stars! Horrible bank Read More |
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0.45% |
$10,000 |
- |
Learn More
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jpchamorro | Apr 5, 2020 great Read More |
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0.45% |
$10,000 |
- |
Learn More
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0.45% |
$10,000 |
- |
Learn More
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0.45% |
$10,000 |
- |
Learn More
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0.40% |
$500 |
- |
Learn More
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0.40% |
$10,000 |
- |
Learn More
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Chadpatt | Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More |
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0.40% |
$10,000 |
- |
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0.35% |
$10,000 |
- |
Learn More
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BENNIE BROOKS | Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More |
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0.35% |
$10,000 |
- |
Learn More
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0.35% |
$10,000 |
- |
Learn More
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trbf15 | Nov 4, 2020 Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More |
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0.33% |
$1,000 |
- |
Learn More
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thedon | Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More |
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0.30% |
$1,000 |
- |
Learn More
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0.30% |
$10,000 |
- |
Learn More
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danioly24@icloud.com | Jul 31, 2016 This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More |
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0.30% |
$10,000 |
- |
Learn More
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0.30% |
$100,000 |
- |
Learn More
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0.30% |
$10,000 |
- |
Learn More
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0.30% |
$10,000 |
- |
Learn More
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0.27% |
$500 |
- |
Learn More
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0.26% |
$10,000 |
- |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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Jason Wach | Aug 22, 2019 Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More |
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0.25% |
$10,000 |
- |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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rand | Mar 25, 2019 CDs shown are not offered in Knoxville area Read More |
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0.25% |
$10,000 |
- |
Learn More
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0.25% |
$100,000 |
- |
Learn More
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0.25% |
$500 |
- |
Learn More
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0.20% |
$10,000 |
- |
Learn More
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0.20% |
$10,000 |
- |
Learn More
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0.20% |
$10,000 |
- |
Learn More
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COLETTE B | May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More |
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0.20% |
$10,000 |
- |
Learn More
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0.20% |
$10,000 |
- |
Learn More
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Asj | Nov 15, 2020 Do they? Read More |
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0.16% |
$10,000 |
- |
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0.15% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
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0.10% |
$10,000 |
- |
Learn More
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Scrappy | Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More |
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0.10% |
$10,000 |
- |
Learn More
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0.10% |
$10,000 |
- |
Learn More
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Asj | Nov 15, 2020 Do they? Read More |
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0.10% |
$1,000 |
- |
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0.05% |
$10,000 |
- |
Learn More
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Rate History: 4.75% → 0.01% → 0.05% |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$500 |
- |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% 0.01% |
$2,501 $2,500 |
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0.03% |
$25,000 |
- |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.03% |
$100,000 |
- |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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0.02% |
$500 |
- |
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Rate History: 0.10% → 0.02% → 0.10% → 0.02% |
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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0.01% |
$500 |
- |
Learn More
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Juan Ricardo | Nov 12, 2018 Helpful w/$ Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates