Best 18-Month CD Rates in Margate, Florida, FL

You are viewing rates from banks across Margate

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Margate, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Margate, FL - December 26, 2024

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
PNB Community Bank	4.50%	$1,000	-	Learn More Add Review
Rate History: 4.50% → 4.85% → 4.50% → 4.75% → 4.50%
TrustCo Bank	4.25%	$500	-	Learn More
Rate History: 0.10% → 4.25%
Mark Fitzpatrick \| Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More Reviews (1)
Beal Bank USA	4.20%	$1,000	-	Learn More
Rate History: 4.35% → 4.25% → 4.20%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Raymond James Bank	4.00%	$5,000	-	Learn More Add Review
Rate History: 4.15% → 4.30% → 4.20% → 4.10% → 4.00%
Banesco USA	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 0.50% → 4.50% → 4.30% → 4.20% → 3.90%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Citibank, National Association	3.85%	$0	-	Learn More
Rate History: 2.50% → 2.00% → 3.75% → 2.45% → 3.85%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Axiom Bank, National Association	2.50%	$500	-	Learn More
Sara Jennings \| Dec 26, 2021 SJennings Read More Reviews (4)
American Commerce Bank, National Association	2.50%	$500	-	Learn More Add Review
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Citizens First Bank	1.77%	$2,500	-	Learn More
David Klemann Sr. \| Dec 8, 2023 We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More Reviews (1)
BMO Bank National Association	1.70%	$1,000	-	Learn More
Rate History: 0.05% → 1.70% → 4.65% → 1.70%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Third Federal Savings and Loan Association of Cleveland	1.50%	$500	-	Learn More Add Review
TD Bank, National Association	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Madison County Community Bank	0.95%	$100,000	-	Learn More Add Review
Madison County Community Bank	0.82%	$10,000	-	Learn More Add Review
Surety Bank	0.80%	$10,000	-	Learn More Add Review
OptimumBank	0.75%	$1,000	-	Learn More
nino \| Nov 11, 2021 nino Read More Reviews (1)
Marine Bank & Trust Company	0.75%	$10,000	-	Learn More Add Review
ServisFirst Bank	0.71%	$10,000	-	Learn More Add Review
Amerasia Bank	0.66%	$10,000	-	Learn More
Chang \| Aug 19, 2021 Best Service! Read More Reviews (3)
First National Bank of Pasco	0.65%	$10,000	-	Learn More Add Review
Mainstreet Community Bank of Florida	0.65%	$10,000	-	Learn More
melissaowens \| Apr 1, 2022 This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More Reviews (3)
Sunrise Bank	0.65%	$10,000	-	Learn More Add Review
United Fidelity Bank, fsb	0.65%	$10,000	-	Learn More Add Review
Academy Bank, National Association	0.65%	$10,000	-	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Sunstate Bank	0.61%	$10,000	-	Learn More Add Review
FirstBank Puerto Rico	0.60%	$10,000	-	Learn More
wlsjacobson \| Jul 31, 2017 Outstanding bank, management and client service. Well run and financially very strong Read More Reviews (2)
Bank of Belle Glade	0.60%	$1,000	-	Learn More Add Review
American National Bank	0.60%	$10,000	-	Learn More Add Review
Helm Bank USA	0.60%	$10,000	-	Learn More Add Review
Cogent Bank	0.60%	$10,000	-	Learn More Add Review
First Bank	0.55%	$10,000	-	Learn More Add Review
The First National Bank of Mount Dora	0.55%	$10,000	-	Learn More Add Review
First National Bank of Wauchula	0.55%	$100,000	-	Learn More Add Review
South State Bank, National Association	0.50%	$500	-	Learn More
Justice \| Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More Reviews (2)
BankFlorida	0.50%	$10,000	-	Learn More Add Review
FNBT BANK	0.50%	$10,000	-	Learn More
Mark2 \| Oct 2, 2020 O stars! Horrible bank Read More Reviews (2)
FineMark National Bank & Trust	0.45%	$10,000	-	Learn More
jpchamorro \| Apr 5, 2020 great Read More Reviews (1)
Grove Bank & Trust	0.45%	$10,000	-	Learn More Add Review
First National Bank of Wauchula	0.45%	$10,000	-	Learn More Add Review
PeoplesSouth Bank	0.45%	$10,000	-	Learn More Add Review
CCB Community Bank	0.40%	$500	-	Learn More Add Review
MidSouth Bank	0.40%	$10,000	-	Learn More
Chadpatt \| Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More Reviews (1)
Armed Forces Bank, National Association	0.35%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
First American Bank	0.35%	$10,000	-	Learn More Add Review
Trustmark National Bank	0.35%	$10,000	-	Learn More
trbf15 \| Nov 4, 2020 Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More Reviews (1)
United Southern Bank	0.30%	$1,000	-	Learn More Add Review
City National Bank of Florida	0.30%	$10,000	-	Learn More
danioly24@icloud.com \| Jul 31, 2016 This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More Reviews (1)
Wauchula State Bank	0.30%	$10,000	-	Learn More Add Review
The Bank of Tampa	0.30%	$100,000	-	Learn More Add Review
MidWestOne Bank	0.30%	$10,000	-	Learn More Add Review
The First, A National Banking Association	0.30%	$10,000	-	Learn More Add Review
1st Source Bank	0.27%	$500	-	Learn More Add Review
Lafayette State Bank	0.26%	$10,000	-	Learn More Add Review
Liberty Savings Bank, F.S.B.	0.25%	$10,000	-	Learn More Add Review
Seacoast National Bank	0.25%	$10,000	-	Learn More
Jason Wach \| Aug 22, 2019 Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More Reviews (1)
Southeastern Bank	0.25%	$10,000	-	Learn More Add Review
Renasant Bank	0.25%	$10,000	-	Learn More
rand \| Mar 25, 2019 CDs shown are not offered in Knoxville area Read More Reviews (1)
Prime Meridian Bank	0.25%	$10,000	-	Learn More Add Review
First Federal Bank	0.25%	$100,000	-	Learn More Add Review
First National Bank Northwest Florida	0.25%	$500	-	Learn More Add Review
The Bank of Tampa	0.20%	$10,000	-	Learn More Add Review
Southeast First National Bank	0.20%	$10,000	-	Learn More Add Review
Ameris Bank	0.20%	$10,000	-	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Community Bank of Mississippi	0.20%	$10,000	-	Learn More Add Review
Centennial Bank	0.20%	$10,000	-	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
First Federal Bank	0.16%	$10,000	-	Learn More Add Review
Sanibel Captiva Community Bank	0.15%	$10,000	-	Learn More Add Review
Anthem Bank & Trust	0.10%	$10,000	-	Learn More Add Review
Capital City Bank	0.10%	$10,000	-	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
Citizens Bank and Trust	0.10%	$10,000	-	Learn More Add Review
Centennial Bank	0.10%	$10,000	-	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
BankUnited, National Association	0.10%	$1,000	-	Learn More Add Review
KeyBank National Association	0.05%	$10,000	-	Learn More
Rate History: 4.75% → 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.S. Bank National Association	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Regions Bank	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
First-Citizens Bank & Trust Company	0.02%	$500	-	Learn More
Rate History: 0.10% → 0.02% → 0.10% → 0.02%
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
Fifth Third Bank, National Association	0.01%	$500	-	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Margate, Florida CD Rates – 18-Month

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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