Best 18-Month CD Rates in Arkansas, AR

You are viewing rates from banks across Arkansas

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Arkansas . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

AR - November 14, 2024

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Simmons Bank	4.30%	$5,000	-	Learn More
Rate History: 5.00% → 4.30%
mam \| Sep 19, 2019 No Specials are being offered. These rates are wrong. Read More Reviews (4)
Bank of Little Rock	4.20%	$500	-	Learn More Add Review
Rate History: 1.00% → 2.78% → 4.35% → 4.20%
Banesco USA	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 0.50% → 4.50% → 4.30% → 4.20% → 3.90%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Capital One, National Association	3.90%	$0	-	Learn More
Rate History: 4.70% → 4.50% → 4.45% → 4.25% → 3.90%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Intrust Bank, National Association	3.25%	$500	-	Learn More Add Review
Rate History: 4.25% → 3.75% → 3.25%
USAA Federal Savings Bank	2.80%	$1,000	-	Learn More
Rate History: 5.25% → 4.65% → 4.20% → 4.05% → 2.80%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
BOKF, National Association	2.45%	$100,000	-	Learn More
Rate History: 0.20% → 2.55% → 2.45%
Aku \| May 29, 2020 Dua Read More Reviews (1)
Citibank, National Association	2.45%	$0	-	Learn More
Rate History: 2.50% → 2.00% → 3.75% → 2.45%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
JPMorgan Chase Bank, National Association	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Hingham Institution for Savings	1.75%	$1,000	-	Learn More Add Review
Texana Bank, National Association	1.00%	$10,000	-	Learn More
Steve \| Mar 19, 2021 ... Read More Reviews (2)
Commerce Community Bank	1.00%	$1,000	-	Learn More Add Review
First Financial Bank	1.00%	$10,000	-	Learn More Add Review
TD Bank, National Association	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Armstrong Bank	0.85%	$100,000	-	Learn More
Jennifer King \| Aug 1, 2019 Who is the owner now this day. Read More Reviews (1)
RiverBank	0.85%	$10,000	-	Learn More Add Review
Merchants and Farmers Bank	0.85%	$100,000	-	Learn More Add Review
Legacy National Bank	0.85%	$10,000	-	Learn More Add Review
First State Bank	0.80%	$10,000	-	Learn More Add Review
Signature Bank of Arkansas	0.80%	$10,000	-	Learn More
diane@dianemahan.com \| Oct 23, 2017 How o purchases the special 10% CD rate? Read More Reviews (1)
Gateway Bank	0.76%	$10,000	-	Learn More Add Review
United Bank	0.75%	$10,000	-	Learn More Add Review
Fidelity Bank	0.75%	$10,000	-	Learn More Add Review
Signature Bank of Arkansas	0.75%	$10,000	-	Learn More
diane@dianemahan.com \| Oct 23, 2017 How o purchases the special 10% CD rate? Read More Reviews (1)
Grand Savings Bank	0.75%	$500	-	Learn More Add Review
First State Bank of DeQueen	0.75%	$10,000	-	Learn More Add Review
Bank of Salem	0.75%	$10,000	-	Learn More Add Review
Commercial Bank & Trust Company	0.70%	$10,000	-	Learn More Add Review
Southern Bank	0.70%	$100,000	-	Learn More Add Review
Commercial National Bank of Texarkana	0.70%	$10,000	-	Learn More Add Review
Focus Bank	0.65%	$10,000	-	Learn More Add Review
Southern Bank	0.65%	$10,000	-	Learn More Add Review
Armstrong Bank	0.62%	$10,000	-	Learn More
Jennifer King \| Aug 1, 2019 Who is the owner now this day. Read More Reviews (1)
Stone Bank	0.60%	$10,000	-	Learn More Add Review
First Financial Bank	0.60%	$10,000	-	Learn More Add Review
First National Bank of Eastern Arkansas	0.60%	$100,000	-	Learn More Add Review
Cross County Bank	0.60%	$100,000	-	Learn More Add Review
Merchants and Farmers Bank	0.60%	$500	-	Learn More Add Review
The Farmers & Merchants Bank	0.60%	$100,000	-	Learn More Add Review
Cross County Bank	0.55%	$10,000	-	Learn More Add Review
The Farmers & Merchants Bank	0.55%	$10,000	-	Learn More Add Review
First National Bank	0.52%	$1,000	-	Learn More
Jeflofgren \| May 4, 2021 Very knowledgeable people Read More Reviews (1)
First National Bank of Eastern Arkansas	0.50%	$10,000	-	Learn More Add Review
First Western Bank	0.50%	$10,000	-	Learn More Add Review
Bank of Cave City	0.50%	$10,000	-	Learn More Add Review
Connect Bank	0.50%	$10,000	-	Learn More Add Review
The Farmers & Merchants Bank	0.50%	$100,000	-	Learn More Add Review
Generations Bank	0.50%	$1,000	-	Learn More Add Review
Today's Bank	0.50%	$10,000	-	Learn More Add Review
Chambers Bank	0.45%	$10,000	-	Learn More
Lindsy \| Nov 6, 2016 Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More Reviews (1)
Relyance Bank, National Association	0.45%	$100,000	-	Learn More Add Review
Smackover State Bank	0.45%	$10,000	-	Learn More Add Review
The Farmers & Merchants Bank	0.45%	$10,000	-	Learn More Add Review
Priority Bank	0.45%	$10,000	-	Learn More
SR \| Dec 2, 2020 Only gave it one star because we had to. We were referred to Priority Bank by Rausch and Coleman homes as we purchased a house from them. That is the only reason we even started a home mortgage with them. ... Read More Reviews (1)
Petit Jean State Bank	0.42%	$10,000	-	Learn More Add Review
Piggott State Bank	0.40%	$10,000	-	Learn More Add Review
The Union Bank of Mena	0.40%	$10,000	-	Learn More Add Review
The Farmers & Merchants Bank	0.40%	$10,000	-	Learn More Add Review
FSNB, National Association	0.35%	$10,000	-	Learn More Add Review
Great Southern Bank	0.35%	$250	-	Learn More Add Review
FBT Bank & Mortgage	0.35%	$10,000	-	Learn More Add Review
Relyance Bank, National Association	0.35%	$10,000	-	Learn More Add Review
The Citizens Bank	0.35%	$10,000	-	Learn More Add Review
Merchants & Planters' Bank	0.35%	$10,000	-	Learn More Add Review
First Community Bank	0.35%	$10,000	-	Learn More Add Review
Southern Bancorp Bank	0.30%	$500	-	Learn More Add Review
Eagle Bank and Trust Company	0.30%	$10,000	-	Learn More Add Review
Farmers Bank	0.30%	$100,000	-	Learn More Add Review
The First National Bank of Lawrence County at Walnut Ridge	0.30%	$10,000	-	Learn More Add Review
Farmers Bank	0.25%	$10,000	-	Learn More Add Review
ENCORE BANK	0.25%	$10,000	-	Learn More Add Review
The Malvern National Bank	0.20%	$10,000	-	Learn More
Bobby jean \| Jun 15, 2019 My aunt was treated horrible by okd gray headed teller with glasses at malvern national bank down town and this big fat black man with a too little shirt on and jeans sagging and tammie. This bank is raci... Read More Reviews (1)
Centennial Bank	0.20%	$10,000	-	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
KeyBank National Association	0.05%	$10,000	-	Learn More
Rate History: 4.75% → 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.S. Bank National Association	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Regions Bank	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Arkansas CD Rates – 18-Month

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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