Capital One Venture X
Welcome Offer
Earn 75,000 points after spending $4,000 within 3 months of card opening.
Point Accrual
Earn 2x Capital One rewards points per dollar spent.
Card also offers Priority Pass, Plaza lounges, Global entry, a $300 travel statement credit, and a $200 AirBNB credit (first year only).
$395 annual fee.
Why BestCashCow Likes
Those seeking points on Singapore, Air France or British Airways.
Why BestCashCow Likes
Priority pass, global entry, no foreign transaction fees.
Calculating Your Value
Your Annual Points
With our default spend profile, this card can produce 53,600 points annually.
We value these points as high as 2.50 cents per point.
So, you can receive up to $1,340.00 in value per year.
Calculate New Values
Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings
Most Valuable Redemptions
Air France, Singapore Krisflyer and British Airways are all now 1-for-1 transfer partners. In spite of recent devaluations, most will be able to find redemptions better than 1.25 cents per point at all of these airlines, which leads to a return on spend over 2.50 cents.
Cons
Capital One has high finance charges. Points are only worth 1 cent through Capital One's travel portal. Lack of bonus categories. Product competes with Chase Sapphire Reserve and Amex Platinum, but lacks emergency medical evacuation and the primary rental coverage of CSR. Also, lacks a major US airline as a transfer partner (even though Singapore, Air France, British Air are strong transfer partners).
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Customer Reviews for Capital One Venture X
Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.
JeffY
March 21, 2023 |
The problem with Capital One is that they assume that their customers are idiots. And, maybe that makes sense if you watch the ads and go by the branches as it appears that most of them are. I got this card a couple of years ago. It was my first and only interaction with Capital One. They've stripped out all of the benefits, including most recently the Priority Pass restaurant privilege. The $300 annual travel credit never was like Chase's. You need to book a plane through Capital One's interface and in the current environment with cancellations and all, it is ill advised as it means hours on hold if you need change or rebook. Then, you are earning points that you can transfer to less desirable travel partners (no anchor US carrier) if you can (their system was "unavailable" without any recourse for 2 months at the end of 2022. Finally, if you need to call, you are dealing with people who are poorly trained in Tampa (I would rather interact with well trained people in the Philippines). Bottom line: This is a poor man's version (or less sophisticated man's) of Chase Sapphire Preferred, and no match for Sapphire Reserve or Amex Platinum.
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