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All 76 FDIC Insured Banks in Michigan (MI) – Page 1 - 2025

Bank Headquarters Date Established Climate
Grade
Assets (1000s)

| Oct 16, 2020

HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU,

Mercantile Bank
Grand Rapids, MI 12-15-1997   $5,994,362
Independent Bank
Grand Rapids, MI 01-01-1890   $5,328,488

| Mar 10, 2021

Northpointe -- my most favorite bank -- held their rate when others dropped -- nice people to deal with -- and -- COURAGE + INTEGRITY.

Macatawa Bank, National Association
Holland, MI 11-25-1997   $3,283,285
Bank of Ann Arbor
Ann Arbor, MI 01-16-1996   $3,185,649

| Jul 17, 2020

Terrible experience trying to get a mortgage. I’ve got great credit, have gotten literally dozens of mortgages over the past 40 years. I completed an online application, waited a week and never heard anything. I then ...Read more.

| Jan 30, 2021

Sterling hasn't offered a 1% rate for over a year. Best one can do now is .20%. The rates shown on this site are grossly outdated.

Isabella Bank
Mount Pleasant, MI 07-01-1903   $2,037,860
Southern Michigan Bank & Trust
Coldwater, MI 01-16-1872   $1,495,551
The Dart Bank
Mason, MI 05-01-1925   $1,316,430
County National Bank
Hillsdale, MI 03-19-1934   $1,280,259
First State Bank
Eastpointe, MI 01-01-1917   $1,246,263
West Michigan Community Bank
Hudsonville, MI 07-21-1976   $1,048,484
Northstar Bank
Bad Axe, MI 02-01-2001   $1,023,550
Superior National Bank
Hancock, MI 03-06-1890   $995,846
United Bank of Michigan
Grand Rapids, MI 01-01-1903   $994,673
First National Bank of Michigan
Kalamazoo, MI 04-12-2006   $970,572
University Bank
Ann Arbor, MI 05-08-1908   $956,188
Sturgis Bank & Trust Company
Sturgis, MI 01-01-1905   $955,648

| Jul 3, 2023

My niece and I have been customers of the Addison Oaks branch of Oxford Bank for 20 years. My niece is on my accounts and has a separate account of her own. We have performed the same transactions for 20 years. Today a ne...Read more.

West Shore Bank
Ludington, MI 07-25-1898   $768,337

| Jun 14, 2022

Compliance officer possibly the rudest person ive every spoken with. Polices changing constantly. One week they do what you need the next week they wont. Complete mess. Not the old Thumb National rude and unhelpful, should be...Read more.

| Jan 5, 2021

you have some sorry emolpyess she sent my check back to the goverment because i said cuse word at her. that is a sorry employee you have.I apoyize to the women but she still close my accout to stop me from getting my check.i ...Read more.

Highpoint Community Bank
Hastings, MI 01-01-1886   $627,900
First Bank, Upper Michigan
Gladstone, MI 08-14-1916   $617,703
Range Bank
Marquette, MI 06-04-1887   $595,346
Tri-County Bank
Brown City, MI 05-29-1889   $578,081
Commercial Bank
Ithaca, MI 08-29-1962   $566,150
Grand River Bank
Grandville, MI 04-30-2009   $523,741
Eastern Michigan Bank
Croswell, MI 12-04-1895   $520,797

| Apr 11, 2018

Since they switched to Dearborn MI it has gone down the tubes big time. Stay away!

Eaton Community Bank
Charlotte, MI 01-01-1936   $484,284
Citizens National Bank of Cheboygan
Cheboygan, MI 01-24-1931   $476,529
Century Bank and Trust
Coldwater, MI 01-01-1909   $467,203
Lake-Osceola State Bank
Baldwin, MI 01-01-1908   $456,833
Central Savings Bank
Sault Sainte Marie, MI 12-02-1902   $456,753
1st State Bank
Saginaw, MI 04-12-2004   $451,883
Honor Bank
Honor, MI 06-15-1917   $413,779
First National Bank & Trust Co.
Iron Mountain, MI 01-01-1887   $410,028
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