Silicon Valley Bank

Headquarters

3003 Tasman Dr
Santa Clara, CA 95054
See all branch locations →

ACH 121140399

Notable Rates	APY	Vs.Others
Savings	N.A.	5.50% →
1-Year CD	N.A.	4.65% →
2-Year CD	N.A.	4.25% →
5-Year CD	N.A.	4.05% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Public Note: Bank placed under FDIC receivership on March 10, 2023.

March 13, 2023

Overview
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Financial Details
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2024 Overview

General Bank Information

Silicon Valley Bank is an FDIC insured institution located in Santa Clara, CA. It was founded in 1983 and has approximately $209.03 billion in assets. Customers can open an account at one of its 6 branches.

Bank placed under FDIC receivership on March 10, 2023.


FDIC Insured	Yes
FDIC Certificate	# 24735
Date Established	1983
Assets	$ 211.82 billion
Loans	$ 73.61 billion
Deposits	$ 175.38 billion
Capital	$ 15.46 billion

For a more detailed analysis of Silicon Valley Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 22, 2024

Your Current Location: Ohio, OH 43085

Loan Rates - December 22, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Silicon Valley Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.863%	6.750% 1.00 points $3,705 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750% 1.00 points $4,432 fees	$2,076	Learn More
NMLS ID: 3030	7.325%	7.250% 0.75 points $2,400 fees	$2,183	Learn More
NMLS ID: 1907		points fees		Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

See More Home Equity Rates →

Note to Silicon Valley Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Silicon Valley Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Silicon Valley Bank Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
Boston Loan Production Branch	638.45	A	View Lobby Hours
Wellesley Branch	642.13	B	View Lobby Hours
Center Street Newton Branch	646.88	C	View Lobby Hours
Lexington Branch	647.18	D	View Lobby Hours
Brookline Branch	650.72	E	View Lobby Hours
Prudential Center Branch	652.80	F	View Lobby Hours
Kendall Square Branch	653.05	G	View Lobby Hours
Back Bay Branch	653.23	H	View Lobby Hours
Boston Private Bank & Trust Company	654.26	I	View Lobby Hours
Seaport Boulevard Branch	654.80	J	View Lobby Hours
Hingham Branch	660.83	K	View Lobby Hours
Beverly Branch	667.16	L	View Lobby Hours
Pasadena Branch	1905.50	M	View Lobby Hours
Ventura Boulevard Branch	1922.89	N	View Lobby Hours
Santa Monica Branch	1925.48	O	View Lobby Hours
Westlake Village Branch	1940.93	P	View Lobby Hours
San Jose Branch	2069.28	Q	View Lobby Hours
Silicon Valley Bank	2073.57	R	View Lobby Hours
Los Altos Branch	2080.79	S	View Lobby Hours
Palo Alto Branch	2081.36	T	View Lobby Hours
Palo Alto Branch	2082.90	U	View Lobby Hours
Silcon Valley Bank Private Bank Bran	2085.61	V	View Lobby Hours
Sand Hill Road Branch	2086.40	W	View Lobby Hours
Bovet Road Branch	2090.49	X	View Lobby Hours
Burlingame Branch	2092.12	Y	View Lobby Hours
San Francisco Branch	2093.72	Z	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

Silicon Valley Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

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Financial Details

Financial Note

Bank placed under FDIC receivership on March 10, 2023.

Silicon Valley Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Silicon Valley Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio

Silicon Valley Bank	U.S. Bank Average
0.86%	4.48%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2024, Silicon Valley Bank had $139,000,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,456,000,000 in equity and $636,000,000 in loans loss reserves. That gives it a Texas Ratio of 0.86%.

Return on Equity

Silicon Valley Bank	U.S. Bank Average
13.65%	10.46%

Silicon Valley Bank has a Return on Equity of 13.65% versus the BestCashCow average of 10.46%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization

Silicon Valley Bank	U.S. Bank Average
7.3%	10.84%

Silicon Valley Bank has a Capitalization of 7.3% versus the BestCashCow average of 10.84. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Silicon Valley Bank Balance Sheet Analysis

As of December 31, 2022, Silicon Valley Bank had assets of $209,026,000,000, loans of $73,613,000,000, and deposits of $175,378,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2024

ASSETS
Cash & Balances due from depository institutions	$ 12.51 billion
Interest-bearing balances	$ 11.32 billion
Total securities	$ 117.30 billion
Federal funds sold and reverse repurchase	$ 707.00 million
Net loans and leases	$ 73.61 billion
Loan loss allowance	$ 636.00 million
Trading account assets	$ 127.00 million
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 285.00 million
All other assets	$ 3.87 billion
Total Assets	$ 193.57 billion

LIABILITIES
Total deposits	$ 175.38 billion
Interest-bearing deposits	$ 92.36 billion
Deposits held in domestic offices	$ 161.48 billion
% insured (estimated)	5.69%
Federal funds purchased and repurchase agreements	$ 524.00 million
Trading liabilities	$ 332.00 million
Other borrowed funds	$ 3.65 billion
Subordinated debt	N.A.
All other liabilities	$ 2.16 billion
Total Liabilities	$ 193.57 billion
Shareholders’ Equity	$ 18.25 billion

Summary Income Statement

June 30, 2024

INCOME AND EXPENSES
Total Interest Income	$ 5.68 billion
Total Interest Expense	$ 1,097.00 million
Net interest income	$ 4.58 billion
Provision for loan and lease losses	$ 420.00 million
Total non interest income	$ 1,267.00 million
Total non interest expense	$ 2.73 billion
Pre-tax Net Operating Income	$ 1,332.00 million

Bank Loan Profile^?

The top three loan types in Silicon Valley Bank’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in California, Silicon Valley Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

	% Loans	% Comparison to Other Banks
		Low	Med	High
1-4 Family Residential Loans	11.48		✓
Multifamily Mortgages	0.91		✓
Credit Card Loans	0.00	✓
Consumer Auto Loans	0.00	✓
Small Business Loans	0.09	✓
Construction and Development Loans	0.54		✓
Commercial Real Estate	2.45	✓
Commercial and Industrial Loans	24.18			✓
Farm Loans	0.00	✓

Silicon Valley Bank's History

Bank placed under FDIC receivership on March 10, 2023.

Silicon Valley Bank Articles

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