Silicon Valley Bank

Headquarters

3003 Tasman Dr
Santa Clara, CA 95054
See all branch locations →

ACH 121140399

Phone 408 654 7400

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →
Public Note: Bank placed under FDIC receivership on March 10, 2023.

March 13, 2023

2024 Overview

General Bank Information

Silicon Valley Bank is an FDIC insured institution located in Santa Clara, CA. It was founded in 1983 and has approximately $209.03 billion in assets. Customers can open an account at one of its 6 branches.

Bank placed under FDIC receivership on March 10, 2023.

FDIC Insured Yes
FDIC Certificate # 24735
Date Established 1983
Assets $ 211.82 billion
Loans $ 73.61 billion
Deposits $ 175.38 billion
Capital $ 15.46 billion
 

For a more detailed analysis of Silicon Valley Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 2, 2024

Your Current Location: Ohio, OH 43085


Loan Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Silicon Valley Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.391% 6.250%
1.00 points
$4,800 fees
$1,971 Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375%
0.75 points
$4,000 fees
$1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625%
1.00 points
$6,400 fees
$2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.987% 6.875%
0.88 points
$3,654 fees
$2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR 7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Silicon Valley Bank
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Branches

Silicon Valley Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

Silicon Valley Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


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Financial Details

Financial Note
Bank placed under FDIC receivership on March 10, 2023.

Silicon Valley Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Silicon Valley Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Silicon Valley Bank U.S. Bank Average
0.86% 4.48%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2024, Silicon Valley Bank had $139,000,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,456,000,000 in equity and $636,000,000 in loans loss reserves. That gives it a Texas Ratio of 0.86%.

Return on Equity
Silicon Valley Bank U.S. Bank Average
13.65% 10.46%

Silicon Valley Bank has a Return on Equity of 13.65% versus the BestCashCow average of 10.46%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Silicon Valley Bank U.S. Bank Average
7.3% 10.84%

Silicon Valley Bank has a Capitalization of 7.3% versus the BestCashCow average of 10.84. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Silicon Valley Bank Balance Sheet Analysis

As of December 31, 2022, Silicon Valley Bank had assets of $209,026,000,000, loans of $73,613,000,000, and deposits of $175,378,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2024
ASSETS
Cash & Balances due from depository institutions $ 12.51 billion
Interest-bearing balances $ 11.32 billion
Total securities $ 117.30 billion
Federal funds sold and reverse repurchase $ 707.00 million
Net loans and leases $ 73.61 billion
Loan loss allowance $ 636.00 million
Trading account assets $ 127.00 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 285.00 million
All other assets $ 3.87 billion
     Total Assets $ 193.57 billion
LIABILITIES
Total deposits $ 175.38 billion
      Interest-bearing deposits $ 92.36 billion
      Deposits held in domestic offices $ 161.48 billion
      % insured (estimated) 5.69%
Federal funds purchased and repurchase agreements $ 524.00 million
Trading liabilities $ 332.00 million
Other borrowed funds $ 3.65 billion
Subordinated debt N.A.
All other liabilities $ 2.16 billion
      Total Liabilities $ 193.57 billion
      Shareholders’ Equity $ 18.25 billion

Summary Income Statement

June 30, 2024
INCOME AND EXPENSES
Total Interest Income $ 5.68 billion
Total Interest Expense $ 1,097.00 million
Net interest income $ 4.58 billion
Provision for loan and lease losses $ 420.00 million
Total non interest income $ 1,267.00 million
Total non interest expense $ 2.73 billion
Pre-tax Net Operating Income $ 1,332.00 million

Bank Loan Profile?

The top three loan types in Silicon Valley Bank’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in California, Silicon Valley Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 11.48
Multifamily
Mortgages
0.91
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.09
Construction and Development Loans 0.54
Commercial Real Estate 2.45
Commercial and Industrial Loans 24.18
Farm Loans 0.00

Silicon Valley Bank's History

Bank placed under FDIC receivership on March 10, 2023.

Customer Reviews for Silicon Valley Bank

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