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U.S. FDIC Insured Banks - 2025

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
The First National Bank of Osakis
Osakis, MN 06-08-1903   $93,288
The First Central National Bank of St. Paris
St. Paris, OH 08-08-1880   $93,237
Hometown Community Bank
Cyrus, MN 10-07-1901   $93,123
Community Bank Owatonna
Owatonna, MN 01-13-2003   $93,090
Bison State Bank
Bison, KS 01-01-1901   $93,025
Johnson State Bank
Johnson, KS 11-14-1914   $92,921
Owingsville Banking Company
Owingsville, KY 05-10-1893   $92,784
Garfield County Bank
Jordan, MT 03-14-1960   $92,781
Riverside Savings Bank, SSB
Roanoke Rapids, NC 01-01-1914   $92,724
Bank of the Mountains, Inc.
West Liberty, KY 09-15-1973   $92,703
The Corn City State Bank
Deshler, OH 10-11-1911   $92,702
Citizens Bank of Cumberland County, Inc.
Burkesville, KY 07-01-2000   $92,637
Community Savings Bank
Bethel, OH 04-06-1889   $92,503
Williamsville State Bank & Trust
Williamsville, IL 01-01-1890   $92,249
Zenith Bank & Trust
Scottsdale, AZ 10-02-2023   $91,838
The Farmers Bank
Carnegie, OK 10-27-1905   $91,831
Bandera Bank
Bandera, TX 04-24-1986   $91,828
CBW Bank
Weir, KS 01-01-1892   $91,787
Bank of Wrightsville
Wrightsville, GA 01-01-1897   $91,631

| Oct 29, 2024

Agree with the prior review even though it is 10 years old. It is shady and it doesn't show up on other sites. However, they did pay me 5.30% and although it is recently lowered to 5.15% it is still the best rate around.

Triumph State Bank
Trimont, MN 10-01-1901   $90,911
First Federal Savings Bank of Washington
Washington, IN 01-01-1895   $90,861
Peoples Bank of Altenburg
Altenburg, MO 01-01-1910   $90,749
American Exchange Bank
Henryetta, OK 01-01-1933   $90,525
The First National Bank of Johnson
Johnson, NE 05-06-1906   $90,421
First National Bank
Rotan, TX 04-01-1997   $90,356
Janesville State Bank
Janesville, MN 01-01-1898   $90,170
Integrity Bank Plus
Wabasso, MN 10-01-1934   $90,138
Home National Bank
Racine, OH 04-10-1910   $90,113
The Four County Bank
Allentown, GA 09-15-1941   $90,008
The First National Bank of Hebbronville
Hebbronville, TX 01-01-1913   $89,855
Farmers and Merchants State Bank of Bushnell
Bushnell, IL 01-01-1914   $89,852
The Kansas State Bank Overbrook Kansas
Overbrook, KS 01-01-1889   $89,795
Bank of Billings
Billings, MO 03-14-1889   $89,730

| Dec 2, 2021

I do not recommend this bank whatsoever.

Ladysmith Federal Savings and Loan Association
Ladysmith, WI 06-01-1934   $89,366
State Bank of Cold Spring
Cold Spring, MN 01-01-1908   $89,333
The Gerber State Bank
Argenta, IL 10-01-1887   $89,047
First State Bank of Randolph County
Cuthbert, GA 10-03-1900   $88,991
First Security Bank of Roundup
Roundup, MT 09-03-1971   $88,926

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