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U.S. FDIC Insured Banks - 2025

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
VeraBank, National Association
Henderson, TX 03-28-1930   $4,297,154
Arrow Bank National Association
Glens Falls, NY 01-01-1851   $4,294,715
The Bank of East Asia Ltd.
New York, NY 01-01-1918   $4,294,474
City Bank
Lubbock, TX 04-13-1984   $4,230,555
First State Community Bank
Farmington, MO 05-11-1954   $4,217,547
Town Bank, National Association
Hartland, WI 07-23-1998   $4,173,569
First National Bank Texas
Killeen, TX 02-27-1901   $4,123,442
Coastal Community Bank
Everett, WA 04-01-1997   $4,118,001
The First National Bank of Long Island
Glen Head, NY 10-01-1927   $4,117,651

| Apr 5, 2020

great

International Bank of Commerce
Brownsville, TX 10-09-1984   $4,111,484

| Jan 12, 2020

My wife is changing from Southern First because of the trouble she has getting her Zelle transfers. Zelle has been contacted and the Bank. Yet the Bank won't own up for lack of responsibility. Just blames others. Happened mul...Read more.

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would not lock it in as the...Read more.

Northeast Bank
Portland, ME 02-05-1872   $4,083,054
Bar Harbor Bank & Trust
Bar Harbor, ME 09-15-1887   $4,077,997
Five Star Bank
Roseville, CA 12-20-1999   $4,052,812
American Business Bank
Los Angeles, CA 09-28-1998   $4,040,343
California Bank of Commerce, National Association
San Diego, CA 12-18-2001   $4,030,569
West Bank
West Des Moines, IA 01-01-1893   $4,013,203

| Mar 26, 2021

Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerous staff members in t...Read more.

The Fidelity Bank
Fuquay Varina, NC 01-01-1909   $3,987,905

| Dec 8, 2023

We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered popcorn and personal t...Read more.

Royal Business Bank
Los Angeles, CA 11-18-2008   $3,985,037
First Guaranty Bank
Hammond, LA 03-12-1934   $3,970,383
Stride Bank, National Association
Enid, OK 01-01-1913   $3,928,318

| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family may need the money...Read more.

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I could go buy the car...Read more.

United Community Bank
Chatham, IL 07-12-1965   $3,859,236
First Business Bank
Madison, WI 05-01-1909   $3,853,357
Bessemer Trust Company, National Association
New York, NY 12-20-1974   $3,838,145
The First Bank and Trust Company
Lebanon, VA 08-03-1979   $3,821,583
First Federal Bank
Lake City, FL 01-01-1961   $3,820,541
State Bank of India
Chicago, IL 07-05-1955   $3,817,060
Woori America Bank
New York, NY 01-27-1984   $3,804,511
Celtic Bank
Salt Lake City, UT 03-01-2001   $3,781,454

| May 24, 2021

Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED

| Jun 1, 2021

Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best.

Gate City Bank
Fargo, ND 01-01-1923   $3,768,316

| Mar 30, 2023

Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service occurred while servic...Read more.

ENCORE BANK
Little Rock, AR 09-08-1997   $3,735,333

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