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U.S. FDIC Insured Banks - 2025

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
Mechanics & Farmers Bank
Durham, NC 03-01-1908   $498,118
Lone Star Capital Bank, National Association
San Antonio, TX 03-09-1999   $497,911
Merchants & Farmers Bank & Trust Company
Leesville, LA 01-01-1928   $496,666

| Apr 11, 2018

Since they switched to Dearborn MI it has gone down the tubes big time. Stay away!

Gulf Coast Bank
Abbeville, LA 02-01-1971   $495,122
Texas Republic Bank, National Association
Frisco, TX 05-21-1891   $495,038
The Brenham National Bank
Brenham, TX 04-22-1933   $494,229
United Mississippi Bank
Natchez, MS 05-14-1973   $494,004
Enterprise Bank of South Carolina
Ehrhardt, SC 01-01-1920   $493,625
Powell Valley National Bank
Jonesville, VA 01-01-1888   $493,210
Grinnell State Bank
Grinnell, IA 10-25-1925   $493,042
TriStar Bank
Dickson, TN 01-01-2000   $492,943
Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 04-06-1906   $492,768

| Aug 28, 2021

The posted rates for River City Bank are not accurate. I have inquired at the bank more than once.

The Bank of Tescott
Tescott, KS 01-01-1887   $491,891
Osgood Bank
Osgood, OH 01-01-1915   $491,603
NBT Financial Bank
Fort Worth, TX 11-29-1973   $491,486
Solutions Bank
Forreston, IL 01-01-1887   $491,365
The Karnes County National Bank of Karnes City
Karnes City, TX 01-01-1900   $491,289
Sterling State Bank
Austin, MN 05-01-1958   $491,040

| Jul 1, 2021

What day of the month do you report to the credit bureaus

United Midwest Savings Bank, National Association
Degraff, OH 05-05-1889   $490,272
Citizens Bank of Kansas
Kingman, KS 05-14-1886   $489,929
CBBC Bank
Maryville, TN 09-24-1973   $488,851
Connection Bank
Fort Madison, IA 07-01-1854   $488,603
Great American Bank
Lawrence, KS 08-07-2000   $487,617
The Bank of Advance
Advance, MO 01-30-1902   $486,492

| Dec 13, 2019

yes good

| Nov 2, 2020

Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive.

Eaton Community Bank
Charlotte, MI 01-01-1936   $484,284
Home Federal Savings and Loan Association of Grand Island
Grand Island, NE 06-01-1935   $484,098
First Choice Bank
Pontotoc, MS 01-01-1900   $483,846
Select Bank
Forest, VA 06-04-2007   $483,410

| Apr 15, 2020

There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, friendly approach to c...Read more.

Liberty Bank, National Association
Irvine, CA 05-23-2001   $482,902
State Bank Financial
La Crosse, WI 07-26-1858   $482,399
Connections Bank
Platte City, MO 03-07-1934   $482,268
Eclipse Bank, Inc.
Louisville, KY 10-14-2005   $481,493
Hancock County Savings Bank, F.S.B.
Chester, WV 01-01-1899   $481,395
Citizens Bank
Kilgore, TX 07-24-1949   $481,336

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