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U.S. FDIC Insured Banks - 2026

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
Citizens State Bank of Somerville, Texas
Somerville, TX 06-01-1925   $1,219,362

| Aug 28, 2022

Rates are totally uncompetitive now.

Texas National Bank
Mcallen, TX 11-26-1920   $1,216,298




Peoples South Bank of Colquitt
Colquitt, GA 10-19-1973   $1,214,987
Bank of the Orient
San Francisco, CA 03-17-1971   $1,214,471
West Michigan Community Bank
Hudsonville, MI 07-21-1976   $1,212,138
BankFirst
Norfolk, NE 02-09-1970   $1,211,820
Southwest Missouri Bank
Carthage, MO 06-11-1979   $1,208,499
The First National Bank of Hutchinson
Hutchinson, KS 05-02-1876   $1,208,135
Provident Savings Bank, F.S.B.
Riverside, CA 07-02-1956   $1,208,112
Pacific Coast Bankers' Bank
Walnut Creek, CA 01-02-1997   $1,207,585
Dallas Capital Bank, National Association
Dallas, TX 06-26-1972   $1,206,317
Dime Bank
Norwich, CT 01-01-1869   $1,205,489
Citizens Bank & Trust
Guntersville, AL 03-03-2003   $1,201,077
Solvay Bank
Solvay, NY 03-17-1917   $1,197,828
Commerce West Bank
Irvine, CA 09-24-2001   $1,196,315
The Dime Bank
Honesdale, PA 01-01-1906   $1,194,923
Middletown Valley Bank
Middletown, MD 01-04-1908   $1,193,543
Helm Bank USA
Miami, FL 12-08-1989   $1,192,829

| Jan 11, 2020

I tried to do a re-fi loan through this place. Total nightmare. They never sent the loan disclosure prior to the closing. Imagine my surprise at closing when my cash to closing number increased by almost $8000. On top of...Read more.

Evolve Bank & Trust
West Memphis, AR 06-05-1925   $1,188,644
Reading Co-operative Bank
Reading, MA 01-01-1886   $1,186,904
First State Bank
Key West, FL 10-29-1955   $1,184,888
Montgomery Bank
Sikeston, MO 01-01-1934   $1,184,557

| Dec 3, 2020

Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the money (because, you know...Read more.

| Feb 8, 2017

25000

Metro Bank
Pell City, AL 05-30-1989   $1,182,553
Mid America Bank
Jefferson City, MO 04-12-1914   $1,181,463
The First National Bank of Bastrop
Bastrop, TX 08-15-1889   $1,180,522

| Sep 14, 2023

My wife and I wanted to purchase a tractor for 25000.00. The equipment company sent us to Anstaff Bank for financing and instructed us to speak with Bailey Booperhamer. When we walked in, he immediately said, "Before we ...Read more.

Bank of Pontiac
Pontiac, IL 09-06-1947   $1,178,764
American Community Bank & Trust
Woodstock, IL 03-13-2000   $1,177,625

| Feb 26, 2020

Recently closed my accounts with Citizens. Front line tellers very discourteous. Most of my transactions were deposits however, each check I tried to deposit required 2nd and supervisor approval. Not asking for any funds retu...Read more.

First General Bank
Rowland Heights, CA 10-13-2005   $1,174,806
Community National Bank of Derby, Vermont
Derby, VT 01-15-1851   $1,172,186
The North Side Bank and Trust Company
Cincinnati, OH 01-01-1892   $1,172,039
The Honesdale National Bank
Honesdale, PA 12-26-1836   $1,168,760
Citizens Bank of Mukwonago, Wisconsin
Mukwonago, WI 12-12-1892   $1,167,142
First National Bank and Trust Company of Newtown
Newtown, PA 02-25-1864   $1,166,108
Northstar Bank
Bad Axe, MI 02-01-2001   $1,161,394

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