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U.S. FDIC Insured Banks - 2025

Bank Headquarters Date Established Climate
Grade
Assets (1000s)
ACNB Bank
Gettysburg, PA 04-11-1857   $2,377,180
Traditional Bank, Inc.
Mount Sterling, KY 03-17-1902   $2,367,921
Open Bank
Los Angeles, CA 06-10-2005   $2,365,822
Extraco Banks, National Association
Temple, TX 09-20-1933   $2,363,275

| Nov 10, 2023

Just found out after submitting all my personal information: "Western also allows one free outgoing wire per month." "External transfers from Western State Bank Online Banking: After 60 days you will have a...Read more.

Guaranty Bank
Springfield, MO 10-24-2008   $2,340,232

| Nov 1, 2022

This local community bank “by far” exceeded my expectations of what a banking institution should be. They take the time to understand their customers needs, educatedly answer questions, and take the time to follow...Read more.

First County Bank
Stamford, CT 06-20-1851   $2,322,013

| Jan 26, 2024

I have been with Wayne Bank for almost 3 years after moving all of my accounts from Hells Fargo. Since then, I have had so many problems with depositing checks with my iPhone. (phone upgraded twice since I opened the accou...Read more.

| Jun 21, 2021

Bad experiences with this bank and maturing CD's. I wanted the funds returned to my external bank and not rolled over into another CD. After several phone calls, and messages sent through their secure message center giving th...Read more.

Somerset Trust Company
Somerset, PA 01-01-1889   $2,315,834

| Feb 5, 2020

The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mail for your accounts,...Read more.

LCNB National Bank
Lebanon, OH 05-10-1877   $2,303,313

| Jan 23, 2021

This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to play "detective...Read more.

Avidbank
San Jose, CA 10-01-2003   $2,298,340
Bank Five Nine
Oconomowoc, WI 09-01-1859   $2,293,836
American National Bank & Trust
Wichita Falls, TX 11-29-1976   $2,284,059
Cornerstone Capital Bank, SSB
Houston, TX 12-06-1906   $2,280,636
Commercial Bank
Harrogate, TN 11-01-1976   $2,277,564
Georgia Banking Company
Atlanta, GA 11-01-2001   $2,257,959
South Shore Bank
South Weymouth, MA 02-01-1833   $2,255,062
Community National Bank & Trust
Chanute, KS 09-04-1987   $2,233,211
John Marshall Bank
Reston, VA 04-17-2006   $2,231,502
United Bank
Zebulon, GA 01-31-1905   $2,223,345
First Western Bank & Trust
Minot, ND 05-11-1964   $2,220,120
MainStreet Bank
Fairfax, VA 05-26-2004   $2,219,557
First Fed Bank
Port Angeles, WA 01-01-1923   $2,218,647
The Ephrata National Bank
Ephrata, PA 03-17-1881   $2,217,701
Dogwood State Bank
Raleigh, NC 09-04-2001   $2,211,170
WaterStone Bank, SSB
Wauwatosa, WI 01-01-1921   $2,207,930
Maspeth Federal Savings and Loan Association
Maspeth, NY 01-01-1947   $2,207,080
Farmers and Merchants Trust Company of Chambersburg
Chambersburg, PA 01-10-1906   $2,197,156
FVCbank
Fairfax, VA 11-27-2007   $2,193,460
ESSA Bank & Trust
Stroudsburg, PA 01-01-1916   $2,192,815
Pinnacle Bank
Elberton, GA 03-12-1934   $2,191,749
The First National Bank of Fort Smith
Fort Smith, AR 02-29-1872   $2,190,635
Evans Bank, National Association
Angola, NY 01-01-1920   $2,186,904
Crews Bank & Trust
Wauchula, FL 04-01-1929   $2,185,236
Signature Bank
Rosemont, IL 08-04-2006   $2,177,713

| Feb 9, 2019

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