National Advisors Trust Company

Headquarters

800 E 101st Ter
Kansas City, MO 64131
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

National Advisors Trust Company is an FDIC insured institution located in Kansas City, MO. It was founded in 2001 and has approximately $0.02 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 57160
Date Established 2001
Assets $ 20.73 million
Loans N.A.
Deposits $ 0.50 million
Capital $ 16.37 million
 

For a more detailed analysis of National Advisors Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085


Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for National Advisors Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.955% 6.875%
0.63 points
$2,594 fees
$2,103 Learn More
PADDIO
NMLS ID: 1907
7.093% 7.000%
1.00 points
$3,002 fees
$2,129 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250%
0.75 points
$2,400 fees
$2,183 Learn More
Veterans United Home Loans
NMLS ID: 1907

points
fees
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR 7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR 10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to National Advisors Trust Company
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Branches

National Advisors Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


National Advisors Trust Company Locations around zip code 43085


BranchDistance Map View Lobby Hours

National Advisors Trust Company

624.58 A View Lobby Hours

Kansas Branch

624.69 B View Lobby Hours


Climate Policy and Initiatives

National Advisors Trust Company is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


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Financial Details

National Advisors Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of National Advisors Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
National Advisors Trust Company U.S. Bank Average
0% 4.48%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2024, National Advisors Trust Company had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $16,367,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
National Advisors Trust Company U.S. Bank Average
34.81% 10.46%

National Advisors Trust Company has a Return on Equity of 34.81% versus the BestCashCow average of 10.46%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
National Advisors Trust Company U.S. Bank Average
78.95% 10.84%

National Advisors Trust Company has a Capitalization of 78.95% versus the BestCashCow average of 10.84. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

National Advisors Trust Company Balance Sheet Analysis

As of June 30, 2024, National Advisors Trust Company had assets of $20,732,000, loans of $0, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2024
ASSETS
Cash & Balances due from depository institutions $ 5.65 million
Interest-bearing balances $ 5.22 million
Total securities $ 9.84 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.32 million
All other assets $ 4.76 million
     Total Assets $ 4.37 million
LIABILITIES
Total deposits $ 0.50 million
      Interest-bearing deposits $ 0.50 million
      Deposits held in domestic offices $ 0.50 million
      % insured (estimated) 50.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.62 million
      Total Liabilities $ 4.37 million
      Shareholders’ Equity $ 16.37 million

Summary Income Statement

June 30, 2024
INCOME AND EXPENSES
Total Interest Income $ 0.61 million
Total Interest Expense $ 0.01 million
Net interest income $ 0.60 million
Provision for loan and lease losses N.A.
Total non interest income $ 11.04 million
Total non interest expense $ 7.69 million
Pre-tax Net Operating Income $ 1.44 million

Bank Loan Profile?

The top three loan types in National Advisors Trust Company’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, National Advisors Trust Company’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Customer Reviews for National Advisors Trust Company


  • March 11, 2020 |

    TERRIBLE SERVICE! It took 2 months and multiple messages to get a simple ACH transfer out of my account from them. They were not monitoring the transfer and did not seem to notice or care that the xfer failed and never explained why the xfer took so long. To add insult to injury, they charged me $400 to move my account balance to another financial company with a better reputation (and have yet to complete the transfer a month after it was requested). Incompetent? An intentional scam? Hard to tell. Don't work with these scumbags!!


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