Frequently Asked Questions About Universal Bank

Branches and Savings


Is Universal Bank FDIC insured?

Yes. It is covered under FDIC Certificate #30722.

Is Universal Bank a commercial bank?

Yes

Where are Universal Bank locations?

Is Universal Bank open on Saturdays?

Is Universal Bank open on Sundays?

What time does Universal Bank open?

What time does Universal Bank close?

Are Universal Bank ATMs Open 24/7?

Do Universal Bank ATMs accept cash deposits?

Can Universal Bank customers use other ATMs?

Do Universal Bank branches have notaries?

Will Universal Bank notarize my document?

What address for Universal Bank should I put for incoming ACH transfers?

Will the Universal Bank branch print checks?

Do Universal Bank checks expire?

Does Universal Bank require US citizenship to open account?

Can Universal Bank close my account?

Does Universal Bank Report to credit bureaus?

Does Universal Bank Use Equifax?

What is Universal Bank's ACH Routing Number?

What is Universal Bank's SWIFT code?

Products


Does Universal Bank offer deposit accounts?

Savings
0.04%
1-Year CD
0.45%
2-Year CD
0.60%
3-Year CD
0.60%

Compare more deposit accounts rates here.

Does Universal Bank offer mortgages?

Compare mortgage rates here.

Does Universal Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Universal Bank offer personal loans?

Compare personal loan rates here.

Does Universal Bank offer student loans?

Will Universal Bank cash a check?

Will Universal Bank redeem a savings bond?

Does Universal Bank cash savings bonds?

Will Universal Bank cash money orders?

Can Universal Bank issue a money order?

Does Universal Bank do currency exchange?

Background on The Bank


Who owns Universal Bank?

How long has Universal Bank been around?

Can Universal Bank transfer to other banks?

Does Universal Bank have quick pay?

Does Universal Bank accept rolled coins?

Will Universal Bank accept loose change?

Where is Universal Bank headquarters?