Our records indicate that this bank has been acquired by New York Community Bank.
102 Duffy Ave
Hicksville, NY 11801
See all branch locations →
Flagstar Bank, National Association is an FDIC insured institution located in Hicksville, NY. It was founded in 1987 and has approximately $118.99 billion in assets. Customers can open an account at one of its 100 branches.
May be branded as New York Community Bank in New York, New Jersey and Connecticut.
FDIC Insured | Yes |
FDIC Certificate | # 32541 |
Date Established | 1987 |
Assets | $ 118.99 billion |
Loans | $ 81.13 billion |
Deposits | $ 79.68 billion |
Capital | $ 8.99 billion |
For a more detailed analysis of Flagstar Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Your Current Location: Ohio, OH 43085
CD Rates | APY | MIN | MAX | |
---|---|---|---|---|
7 Month CD Special
|
4.40% | $500 | $250,000 |
Learn More
|
13 Month CD Special
|
4.25% | $500 | $250,000 |
Learn More
|
24 Mo CD
|
3.75% | $500 | $250,000 |
Learn More
|
Checking Rates | APY | MIN | FEE | |
---|---|---|---|---|
Flagstar Ready Checking | 0.00% | $0 | $3.00 | Learn More |
SimplyPlus+ Checking | 0.01% | $1,000 | $15.00 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Flagstar Bank, National Association
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Monthly Payment |
Learn More |
---|---|---|---|---|
NMLS ID: 2592312 License#: RM.805266.000 |
6.623% |
6.500% 0.88 points $4,281 fees |
$2,023 | Learn More |
NMLS ID: 66247 |
6.694% |
6.625% 0.75 points $2,275 fees |
$2,049 | Learn More |
NMLS ID: 1025894 |
6.743% |
6.625% 1.00 points $3,894 fees |
$2,049 | Learn More |
NMLS ID: 401822 |
7.034% |
6.875% 1.00 points $5,195 fees |
$2,103 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR
7.240 %
After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR
7.900 %
After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Flagstar Bank, National Association
To upload and update your bank's rates please register.
It is free to register and add rates.
Flagstar Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
139.23 | A | View Lobby Hours | |
151.07 | B | View Lobby Hours | |
155.06 | C | View Lobby Hours | |
157.46 | D | View Lobby Hours | |
160.56 | E | View Lobby Hours | |
160.73 | F | View Lobby Hours | |
161.74 | G | View Lobby Hours | |
162.11 | H | View Lobby Hours | |
162.15 | I | View Lobby Hours | |
162.44 | J | View Lobby Hours | |
162.46 | K | View Lobby Hours | |
163.71 | L | View Lobby Hours | |
164.22 | M | View Lobby Hours | |
164.97 | N | View Lobby Hours | |
165.07 | O | View Lobby Hours | |
165.15 | P | View Lobby Hours | |
165.35 | Q | View Lobby Hours | |
166.11 | R | View Lobby Hours | |
166.32 | S | View Lobby Hours | |
166.54 | T | View Lobby Hours | |
167.84 | U | View Lobby Hours | |
169.28 | V | View Lobby Hours | |
170.51 | W | View Lobby Hours | |
170.58 | X | View Lobby Hours | |
170.71 | Y | View Lobby Hours | |
171.86 | Z | View Lobby Hours |
Flagstar has outlined its climate initiatives here.
Updated November 30, -0001
Flagstar has outlined a program of investing in sustainable solutions, but mistakenly includes natural gas infrastructure, hydrogen and ethanol among those projects that are desirable climate solutions.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Flagstar Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Flagstar Bank, National Association | U.S. Bank Average |
---|---|
24.55% | 4.48% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of June 30, 2024, Flagstar Bank, National Association had $2,512,859,000 in non-current loans and $6,535,000 in owned real estate. To cover these potential losses it had $8,993,116,000 in equity and $1,268,348,000 in loans loss reserves. That gives it a Texas Ratio of 24.55%.
Flagstar Bank, National Association | U.S. Bank Average |
---|---|
-13.27% | 10.46% |
Flagstar Bank, National Association has a Return on Equity of -13.27% versus the BestCashCow average of 10.46%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Flagstar Bank, National Association | U.S. Bank Average |
---|---|
7.56% | 10.84% |
Flagstar Bank, National Association has a Capitalization of 7.56% versus the BestCashCow average of 10.84. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
As of June 30, 2024, Flagstar Bank, National Association had assets of $118,993,651,000, loans of $81,129,826,000, and deposits of $79,682,020,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
ASSETS | |
---|---|
Cash & Balances due from depository institutions | $ 18.99 billion |
Interest-bearing balances | $ 18.28 billion |
Total securities | $ 10.55 billion |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 81.13 billion |
Loan loss allowance | $ 1,268.35 million |
Trading account assets | $ 101.70 million |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 6.54 million |
Goodwill and other intangibles | $ 1,678.28 million |
All other assets | $ 1,516.41 million |
Total Assets | $ 110.00 billion |
LIABILITIES | |
---|---|
Total deposits | $ 79.68 billion |
Interest-bearing deposits | $ 61.81 billion |
Deposits held in domestic offices | $ 79.68 billion |
% insured (estimated) | 79.22% |
Federal funds purchased and repurchase agreements | $ 121.06 million |
Trading liabilities | $ 14.17 million |
Other borrowed funds | $ 4.12 billion |
Subordinated debt | N.A. |
All other liabilities | $ 511.33 million |
Total Liabilities | $ 110.00 billion |
Shareholders’ Equity | $ 8.99 billion |
INCOME AND EXPENSES | |
---|---|
Total Interest Income | $ 3.06 billion |
Total Interest Expense | $ 1,835.71 million |
Net interest income | $ 1,225.38 million |
Provision for loan and lease losses | $ 704.83 million |
Total non interest income | $ 218.36 million |
Total non interest expense | $ 1,485.86 million |
Pre-tax Net Operating Income | $ 156.61 million |
The top three loan types in Flagstar Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Commercial Real Estate.
Compared to other banks, Flagstar Bank, National Association’s loan portfolio does not show any specific loan specialty.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
% Loans |
% Comparison to Other Banks |
|||
---|---|---|---|---|
Low | Med | High | ||
1-4 Family Residential Loans | 9.10 | ✓ | ||
Multifamily Mortgages |
0.22 | ✓ | ||
Credit Card Loans | 0.00 | ✓ | ||
Consumer Auto Loans | 0.01 | ✓ | ||
Small Business Loans | 0.19 | ✓ | ||
Construction and Development Loans | 2.04 | ✓ | ||
Commercial Real Estate | 2.03 | ✓ | ||
Commercial and Industrial Loans | 1.79 | ✓ | ||
Farm Loans | 0.00 | ✓ |
*Should any logos, images or public notes appear on this page,they do so courtesy of Flagstar Bank, National Association and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
Customer Reviews for Flagstar Bank, National Association
One pissed off home owner
August 24, 2018
Flagstar is nothing but a bunch of bitches and if they think i.m sending this check to them signed they can kiss my fuckin ass. I will let this house fall apart before they make a damn dime of me, How you people sleep at night just blows my mind and any one that works for them can kiss my ass to. I will see you low life scum sucking ass holes in court.
Is this review helpful? Yes:5 / No: 1
Add Your Review
or use your BestCashCow account