First Republic Bank
Our records indicate that this bank has been acquired by JPMorgan Chase Bank, National Association.
Headquarters
111 Pine St
San Francisco, CA 94111
See all branch locations →
ACH 321081669
Phone 888 408 0288
2025 Overview
General Bank Information
First Republic Bank is an FDIC insured institution located in San Francisco, CA. It was founded in 2010 and has approximately $232.94 billion in assets.
Bank closed by FDIC with substantially all consumer deposits acquired by JP Morgan Chase on April 30, 2023.
| FDIC Insured | Yes |
| FDIC Certificate | # 59017 |
| Date Established | 2010 |
| Assets | $ 197.91 billion |
| Loans | $ 172.51 billion |
| Deposits | $ 104.47 billion |
| Capital | $ 17.99 billion |
For a more detailed analysis of First Republic Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Deposit Rates - February 21, 2025
Your Current Location: Ohio, OH 43085
Loan Rates - February 21, 2025
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Republic Bank
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1835285 |
6.356% |
6.250% 0.63 points $3,600 fees |
$1,971 | Learn More |
NMLS ID: 2059741 |
6.507% |
6.375% 0.75 points $4,442 fees |
$1,997 | Learn More |
NMLS ID: 1025894 |
6.593% |
6.490% 0.88 points $3,433 fees |
$2,021 | Learn More |
NMLS ID: 6606 |
6.823% |
6.740% 0.88 points $2,710 fees |
$2,074 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR
6.990 %
After Intro: 6.990 % |
$0 |
Learn More
More Info |
Figure Home Equity See Table |
Intro APR
7.350 %
After Intro: 7.350 % |
$15,000 |
Learn More
More Info |
Note to First Republic Bank
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Branches
First Republic Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
First Republic Bank Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
First Republic Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
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Financial Details
First Republic Bank Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Republic Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Texas Ratio
| First Republic Bank | U.S. Bank Average |
|---|---|
| 0.69% | 4.62% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of September 30, 2024, First Republic Bank had $130,540,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $17,989,836,000 in equity and $801,708,000 in loans loss reserves. That gives it a Texas Ratio of 0.69%.
Return on Equity
| First Republic Bank | U.S. Bank Average |
|---|---|
| 10.32% | 10.02% |
First Republic Bank has a Return on Equity of 10.32% versus the BestCashCow average of 10.02%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Capitalization
| First Republic Bank | U.S. Bank Average |
|---|---|
| 9.09% | 11.29% |
First Republic Bank has a Capitalization of 9.09% versus the BestCashCow average of 11.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
First Republic Bank Balance Sheet Analysis
As of March 31, 2023, First Republic Bank had assets of $232,944,161,000, loans of $172,508,687,000, and deposits of $104,473,959,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Summary Balance Sheet
September 30, 2024| ASSETS | |
|---|---|
| Cash & Balances due from depository institutions | $ 13.16 billion |
| Interest-bearing balances | $ 12.59 billion |
| Total securities | $ 34.31 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 172.51 billion |
| Loan loss allowance | $ 801.71 million |
| Trading account assets | $ 52.81 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 203.72 million |
| All other assets | $ 7.64 billion |
| Total Assets | $ 214.95 billion |
| LIABILITIES | |
|---|---|
| Total deposits | $ 104.47 billion |
| Interest-bearing deposits | $ 84.18 billion |
| Deposits held in domestic offices | $ 104.47 billion |
| % insured (estimated) | 51.84% |
| Federal funds purchased and repurchase agreements | $ 445.75 million |
| Trading liabilities | $ 50.58 million |
| Other borrowed funds | $ 11.50 billion |
| Subordinated debt | $ 779.35 million |
| All other liabilities | $ 3.43 billion |
| Total Liabilities | $ 214.95 billion |
| Shareholders’ Equity | N.A. |
Summary Income Statement
September 30, 2024| INCOME AND EXPENSES | |
|---|---|
| Total Interest Income | $ 1,905.42 million |
| Total Interest Expense | $ 1,012.06 million |
| Net interest income | $ 893.35 million |
| Provision for loan and lease losses | $ 16.19 million |
| Total non interest income | $ 306.54 million |
| Total non interest expense | $ 842.63 million |
| Pre-tax Net Operating Income | $ 1,091.55 million |
Bank Loan Profile?
The top three loan types in First Republic Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial and Industrial Loans.
Compared to other banks in California, First Republic Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
| % Loans |
% Comparison to Other Banks |
|||
|---|---|---|---|---|
| Low | Med | High | ||
| 1-4 Family Residential Loans | 53.21 | ✓ | ||
| Multifamily Mortgages |
10.63 | ✓ | ||
| Credit Card Loans | 0.00 | ✓ | ||
| Consumer Auto Loans | 0.00 | ✓ | ||
| Small Business Loans | 0.31 | ✓ | ||
| Construction and Development Loans | 1.93 | ✓ | ||
| Commercial Real Estate | 5.79 | ✓ | ||
| Commercial and Industrial Loans | 8.56 | ✓ | ||
| Farm Loans | 0.00 | ✓ | ||
Customer Reviews for First Republic Bank
NORTY FLATZ
December 3, 2019 |
I've been using the Escondido branch for a couple years. Often, I call ahead to open another account. They have everything all set-up when I walk in the door. This is a great help as sometimes, I am short on time. Anyway, I see they advertise in the San Diego Union paper, that's how I "discovered" them! I take advantage of their promotions. Sure wish they had a branch closer to Carlsbad as Hwy 78 traffic is very bad.
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Caliking
January 17, 2019 |
I like them. Great interest rate on my home loan. Personal banker is really nice touch! I wish though that they had CC & auto loans. To get low mortgage, you must have direct deposit. Well that’s a requirement of most auto lenders too to get lowest rate. Kinda hard to have DD at 2 diff establishments.
Is this review helpful? Yes:0 / No: 0
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