Edward Jones Trust Company

Headquarters

12555 Manchester Rd
Saint Louis, MO 63131
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

Edward Jones Trust Company is an FDIC insured institution located in Saint Louis, MO. It was founded in 1896 and has approximately $0.13 billion in assets.

FDIC Insured Yes
FDIC Certificate # 28390
Date Established 1896
Assets $ 130.54 million
Loans N.A.
Deposits $ 0.50 million
Capital $ 119.93 million
 

For a more detailed analysis of Edward Jones Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085


Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Edward Jones Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250%
0.88 points
$4,400 fees
$1,971 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625%
1.00 points
$6,400 fees
$2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875%
0.88 points
$3,545 fees
$2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125%
0.75 points
$2,400 fees
$2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR 7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Edward Jones Trust Company
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Branches

Edward Jones Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Edward Jones Trust Company Locations around zip code 43085


BranchDistance Map View Lobby Hours

Edward Jones Trust Company

405.72 A View Lobby Hours


Climate Policy and Initiatives

Edward Jones Trust Company is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


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Financial Details

Edward Jones Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edward Jones Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Edward Jones Trust Company U.S. Bank Average
0% 4.48%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2024, Edward Jones Trust Company had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $119,934,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Edward Jones Trust Company U.S. Bank Average
4.26% 10.46%

Edward Jones Trust Company has a Return on Equity of 4.26% versus the BestCashCow average of 10.46%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Edward Jones Trust Company U.S. Bank Average
91.88% 10.84%

Edward Jones Trust Company has a Capitalization of 91.88% versus the BestCashCow average of 10.84. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Edward Jones Trust Company Balance Sheet Analysis

As of June 30, 2024, Edward Jones Trust Company had assets of $130,538,000, loans of $0, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2024
ASSETS
Cash & Balances due from depository institutions $ 42.83 million
Interest-bearing balances $ 42.15 million
Total securities $ 77.49 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 9.16 million
     Total Assets $ 10.60 million
LIABILITIES
Total deposits $ 0.50 million
      Interest-bearing deposits $ 0.50 million
      Deposits held in domestic offices $ 0.50 million
      % insured (estimated) 50.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 8.10 million
      Total Liabilities $ 10.60 million
      Shareholders’ Equity $ 119.93 million

Summary Income Statement

June 30, 2024
INCOME AND EXPENSES
Total Interest Income $ 2.28 million
Total Interest Expense $ 0.11 million
Net interest income $ 2.17 million
Provision for loan and lease losses N.A.
Total non interest income $ 31.44 million
Total non interest expense $ 28.17 million
Pre-tax Net Operating Income $ 6.70 million

Bank Loan Profile?

The top three loan types in Edward Jones Trust Company’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Edward Jones Trust Company’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Customer Reviews for Edward Jones Trust Company

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