CresCom Bank Reviews (5)

Awful bank

Horrible bank. Terrible customer service at every single branch I have visited or contacted and online banking so limited. I miss First South Bank sooo much. They were amazing and CresCom just plain sucks all around

Worst bank I've ever used. If you want unnecessary limits and only want to have access to your money Monday-Friday 8:30am-5:00pm then this is the bank for you! And don't even think about shopping online or traveling out of your home state! They will shut down your card and if that happens on Friday evening it means you won't have any money until Monday morning. The people that make and administer the policies of this bank are absolute idiots.

great service good rates on cd's

I have banked with them for 2 years and never had an issue until I went in one day and asked about a small auto loan. I own my house, I own 2 other vehicles, and had more money in the bank than I was trying to borrow. I asked about taking out a short term loan for $2000 for the sole purpose of building my credit. I then listened to the lady talk about a home equity line for 30 minutes, only to be told at the end that my credit score of 645 was not good enough to get me any kind of loan with their bank .... even with a co-signer who had perfect credit. I was appauled. I understand that my credit score is only "fair" and that they must factor this into their decision. However, common sense has to be a factor as well. If someone signed with me who has a credit score of 820, and I had the title in hand to a car worth $10,000 ..... there is absolutely NO REASON why this bank should have denied me access to a $2000 loan. I was told they DO NOT LOAN MONEY TO ANYONE, UNDER ANY CIRCUMSTANCES, UNLESS THEY HAVE A CREDIT SCORE OF 660 OR ABOVE. I left there, drove down the street to my former bank, BB&T, and had no issue getting a loan for the $2000 using my other car as collateral .... with my credit score of 645. So, I pulled all of my money out of this "SNOOTY" bank and put it in an account with BB&T ...... I HIGHLY RECCOMEND EVERYONE ELSE DO THE SAME. If I could, I would give them 0 stars.