Reviewed by Cindy Hayes | April 2, 2022 |
We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a list of Woke-Free businesses we can patronize. Everyone's asking.
Our citizens have had it with the indoctrinated activist NGO's working at the behest of the globalists, China, Russia and pretty much every single one of America's enemies who finance these America killing programs our corporate fools have caved to.
I mistakenly joined Hancock Whitney, trying to escape Capitol One, because I didn't see any of the radical lingo on their main page and they are a southern bank where many of their customers are in the oil and natural gas business. What kind of banks think it's okay to destroy the livelihoods of their customers and then virtue signal about it through these destructive programs? Anyway, I was researching unrelated material and there was Hancock Whitney as a sponsor for a BLM activist. In what universe do businesses think we wish to align ourselves with the Child Abusing Democrat's domestic terrorist arm, BLM? I told them off and closed my account.
My former party of tolerance has a pedophilic obsession with indoctrinating, masking, jabbing and sexualizing America's children and I don't know anyone admitting they still belong to this party yet businesses are still subscribing to destroying their own economy via ESG.
I opened an account a couple of days ago with Cottonport Bank and thoroughly vetted them ahead of time. No wokeness found and they actually give to our local police, firefighters and those the left demonizes. They even have patriotic checks! I see you are trying to harass "Climate Initiatives" from this bank so that tells me they are woke-free or did their homework and know it is a Global Green Ponzi Scheme (I am an authentic greener).
You people might want to catch up to the morals and expectations of the majority of Everyday Americans who hate and/or have been chronically harassed by the Woke. They work for our enemies but you should already know that.
We demand Woke-Free businesses and I told Cottonport Bank that they could increase their business if they would just advertise as a Woke-Free environment. Look how well it's working for the Daily Wire's razor sales against Harry's. Love it!
Does BestCashCow plan on creating a Woke-Free list of businesses? It would be very helpful to we Americans who do not wish to contribute to our own demise.
Independent Fed Up American,
Cindy Hayes
Lafayette, LA
2024 Overview
General Bank Information
Cottonport Bank is an FDIC insured institution located in Cottonport, LA. It was founded in 1902 and has approximately $0.49 billion in assets. Customers can open an account at one of its 13 branches.
| FDIC Insured | Yes |
| FDIC Certificate | # 8798 |
| Date Established | 1902 |
| Assets | $ 491.47 million |
| Loans | $ 314.62 million |
| Deposits | $ 431.03 million |
| Capital | $ 59.02 million |
For a more detailed analysis of Cottonport Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Deposit Rates - November 6, 2024
Your Current Location: Ohio, OH 43085
Loan Rates - November 6, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Cottonport Bank
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% |
6.250% 1.00 points $4,800 fees |
$1,971 | Learn More |
NMLS ID: 1835285 |
6.494% |
6.375% 0.75 points $4,000 fees |
$1,997 | Learn More |
NMLS ID: 2578474 |
6.596% |
6.500% 0.63 points $3,210 fees |
$2,023 | Learn More |
NMLS ID: 1025894 |
6.993% |
6.875% 1.00 points $3,852 fees |
$2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR
7.490 %
After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Cottonport Bank
To upload and update your bank's rates please register.
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Branches
Cottonport Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Cottonport Bank Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 769.82 | A | View Lobby Hours | |
| 772.71 | B | View Lobby Hours | |
| 772.90 | C | View Lobby Hours | |
| 776.79 | D | View Lobby Hours | |
| 776.98 | E | View Lobby Hours | |
| 778.00 | F | View Lobby Hours | |
| 780.26 | G | View Lobby Hours | |
| 782.44 | H | View Lobby Hours | |
| 784.15 | I | View Lobby Hours | |
| 786.56 | J | View Lobby Hours | |
| 787.32 | K | View Lobby Hours | |
| 790.10 | L | View Lobby Hours | |
| 792.93 | M | View Lobby Hours |
Climate Policy and Initiatives
Cottonport Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
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Financial Details
Cottonport Bank Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Cottonport Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Texas Ratio
| Cottonport Bank | U.S. Bank Average |
|---|---|
| 5.28% | 4.48% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of June 30, 2024, Cottonport Bank had $3,306,000 in non-current loans and $89,000 in owned real estate. To cover these potential losses it had $59,024,000 in equity and $5,225,000 in loans loss reserves. That gives it a Texas Ratio of 5.28%.
Return on Equity
| Cottonport Bank | U.S. Bank Average |
|---|---|
| 11.85% | 10.46% |
Cottonport Bank has a Return on Equity of 11.85% versus the BestCashCow average of 10.46%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Capitalization
| Cottonport Bank | U.S. Bank Average |
|---|---|
| 12.01% | 10.84% |
Cottonport Bank has a Capitalization of 12.01% versus the BestCashCow average of 10.84. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
Cottonport Bank Balance Sheet Analysis
As of June 30, 2024, Cottonport Bank had assets of $491,472,000, loans of $314,615,000, and deposits of $431,031,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Summary Balance Sheet
June 30, 2024| ASSETS | |
|---|---|
| Cash & Balances due from depository institutions | $ 51.05 million |
| Interest-bearing balances | $ 41.09 million |
| Total securities | $ 103.76 million |
| Federal funds sold and reverse repurchase | $ 6.48 million |
| Net loans and leases | $ 314.62 million |
| Loan loss allowance | $ 5.23 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.09 million |
| Goodwill and other intangibles | $ 0.47 million |
| All other assets | $ 6.48 million |
| Total Assets | $ 432.45 million |
| LIABILITIES | |
|---|---|
| Total deposits | $ 431.03 million |
| Interest-bearing deposits | $ 252.51 million |
| Deposits held in domestic offices | $ 431.03 million |
| % insured (estimated) | 80.03% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.86 million |
| Total Liabilities | $ 432.45 million |
| Shareholders’ Equity | $ 59.02 million |
Summary Income Statement
June 30, 2024| INCOME AND EXPENSES | |
|---|---|
| Total Interest Income | $ 12.60 million |
| Total Interest Expense | $ 3.24 million |
| Net interest income | $ 9.37 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 1.99 million |
| Total non interest expense | $ 7.01 million |
| Pre-tax Net Operating Income | $ 2.95 million |
Bank Loan Profile?
The top three loan types in Cottonport Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.
Compared to other banks in Louisiana, Cottonport Bank has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
| % Loans |
% Comparison to Other Banks |
|||
|---|---|---|---|---|
| Low | Med | High | ||
| 1-4 Family Residential Loans | 23.25 | ✓ | ||
| Multifamily Mortgages |
2.52 | ✓ | ||
| Credit Card Loans | 0.00 | ✓ | ||
| Consumer Auto Loans | 0.73 | ✓ | ||
| Small Business Loans | 15.97 | ✓ | ||
| Construction and Development Loans | 12.88 | ✓ | ||
| Commercial Real Estate | 31.88 | ✓ | ||
| Commercial and Industrial Loans | 10.55 | ✓ | ||
| Farm Loans | 4.76 | ✓ | ||
Customer Reviews for Cottonport Bank
Cindy Hayes
April 2, 2022 |
We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a list of Woke-Free businesses we can patronize. Everyone's asking.
Our citizens have had it with the indoctrinated activist NGO's working at the behest of the globalists, China, Russia and pretty much every single one of America's enemies who finance these America killing programs our corporate fools have caved to.
I mistakenly joined Hancock Whitney, trying to escape Capitol One, because I didn't see any of the radical lingo on their main page and they are a southern bank where many of their customers are in the oil and natural gas business. What kind of banks think it's okay to destroy the livelihoods of their customers and then virtue signal about it through these destructive programs? Anyway, I was researching unrelated material and there was Hancock Whitney as a sponsor for a BLM activist. In what universe do businesses think we wish to align ourselves with the Child Abusing Democrat's domestic terrorist arm, BLM? I told them off and closed my account.
My former party of tolerance has a pedophilic obsession with indoctrinating, masking, jabbing and sexualizing America's children and I don't know anyone admitting they still belong to this party yet businesses are still subscribing to destroying their own economy via ESG.
I opened an account a couple of days ago with Cottonport Bank and thoroughly vetted them ahead of time. No wokeness found and they actually give to our local police, firefighters and those the left demonizes. They even have patriotic checks! I see you are trying to harass "Climate Initiatives" from this bank so that tells me they are woke-free or did their homework and know it is a Global Green Ponzi Scheme (I am an authentic greener).
You people might want to catch up to the morals and expectations of the majority of Everyday Americans who hate and/or have been chronically harassed by the Woke. They work for our enemies but you should already know that.
We demand Woke-Free businesses and I told Cottonport Bank that they could increase their business if they would just advertise as a Woke-Free environment. Look how well it's working for the Daily Wire's razor sales against Harry's. Love it!
Does BestCashCow plan on creating a Woke-Free list of businesses? It would be very helpful to we Americans who do not wish to contribute to our own demise.
Independent Fed Up American,
Cindy Hayes
Lafayette, LA
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