Comenity Capital Bank Reviews (55)

Rated 3.46 stars out of 5 - based on 13 reviews with ratings
  • Apr 26, 2022 | | Replies 1

    Online Savings Rates

    Why change the name to Bread? I had been very happy with Comenity through the virus crisis, but this rebrand makes me want to throw in the towel as soon as I can find a higher rate.
    Review on the Online bank

    lt23 | May 5, 2022

    They can call it whatever they want. It is the best rate around and service is excellent.

  • Mar 19, 2022 |

    Online Savings Rates

    Comenity Direct is a fine account that consistently pays more interest, but you need to set it up with a correspondent account from which you can begin a transfer. Unlike the better known places, you cannot do it on their website. I am using the Chase mobile app with no problems. Well worth the extra 1/4 percent.
    Review on the Online bank

  • Mar 10, 2022 |

    Online Savings Rates

    i have had no problem and am enjoying the rate hikes i would still with savings at 0.75 and not buy the one year cd at 1.00 since the penalty for breaking is too high in case rates really move.
    Review on the Online bank

  • Nov 9, 2021 |

    Online Savings Rates

    Quirky website and lousy rate, but this is where we are what you need to do to avoid the zero-point-zero-one.
    Review on the Online bank

  • Sep 19, 2021 |

    Online Savings Rates

    I have not had the problems described by others here, but I find that the website does not inspire confidence.
    Review on the Online bank

  • Aug 19, 2021 |

    Worst bank experience ever......took me a month to get my money from them after CD matured. Horrible customer service! Don't let the fact that they may be offering an extra .10% interest temp you to do business with Comenity, they are a rotten company.

  • Jun 15, 2021 |

    Online Savings Rates

    I was so pleased with the service and so frustrated by low rates everywhere that I was thinking about moving from a savings to a 1 yr CD and they have a 180 day penalty so I held off
    Review on the Online bank

  • Mar 6, 2021 |

    Online Savings Rates

    No problems. Easy to open and use.
    Review on the Online bank

  • Feb 12, 2021 |

    Online Savings Rates

    I've got accounts at all of these places (beats getting 0.01% on my cash in brokered CDs at Morgan Stanley). I was pleased to see a new entrant that was spending a little to build a brand. The account opening process was - dare I say - fun. I did need to call with an access issue and the phone was answered immediately by a very helpful woman who treated me like a grown up (addressed me by my last name and did not become frustrated with my mistakes entering the information). I'd put this in the same league as Marcus or Citizens and above everything else I have experienced on your list.
    Review on the Online bank

  • Jan 14, 2021 |

    Online Savings Rates

    Easiest account set-up process ever.
    Review on the Online bank

  • May 5, 2020 |

    Online CDs 12 Month Rates

    We had a great experience setting up two CDs. Maybe they have heeded the past bad reviews?
    Review on the Online bank

  • Oct 9, 2019

    Online Savings Rates

    It is all fun and games until you need to withdraw your cash and then it becomes hell on earth. Impossible to reach a rep and if you do it is like fighting with a tiger. Their preferred withdrawal method is to mail you a check by snail mail and will not wire or do electronic transfer. I suggest you avoid. Plus, rates are falling.
    Review on the Online bank

  • Jun 19, 2019 |

    Online CDs 12 Month Rates

    I managed to lock in a great 1-year CD rate with these but it wasn't the easiest process. If my wife and I were not already at the maximum FDIC insurance levels with Colorado and Live Oak, I would have done one of those first. This just isn't worth the frustration for 6 bps.
    Review on the Online bank

  • Jun 13, 2019 |

    Online CDs 12 Month Rates

    Poor response to problems. Management unreachable.
    Review on the Online bank

  • Feb 9, 2018


    David Tracey · Owner/ President at Daves Lock and key LLC
    i have had a boscovs credit card for many years and spent thousands of dollars have never carried a balance and then get notice that my credit limit is being lowered due to in activity?? really well I will never shop at boscovs again and they can stick this 100 credit limit where the sun dont shine,,,morons

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