American Scandinavian Banking Corporation (NYIC)

Headquarters

437 Madison Ave
New York City, NY 10022
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.65% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

American Scandinavian Banking Corporation (NYIC) is an FDIC insured institution located in New York City, NY. It was founded in 1981 and has approximately $0 billion in assets.

FDIC Insured Yes
FDIC Certificate # 91167
Date Established 1981
Assets N.A.
Loans N.A.
Deposits N.A.
Capital N.A.
 

For a more detailed analysis of American Scandinavian Banking Corporation (NYIC)'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 24, 2024

Your Current Location: Ohio, OH 43085


Loan Rates - December 24, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for American Scandinavian Banking Corporation (NYIC)

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Payment
Learn More
Sebonic
NMLS ID: 66247
6.706% 6.625%
0.88 points
$2,678 fees
$2,049 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.746% 6.625%
0.88 points
$4,010 fees
$2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.960% 6.875%
0.63 points
$2,764 fees
$2,103 Learn More
Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000
6.966% 6.875%
0.50 points
$3,145 fees
$2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR 6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR 7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR 10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to American Scandinavian Banking Corporation (NYIC)
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

American Scandinavian Banking Corporation (NYIC) branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


American Scandinavian Banking Corporation (NYIC) Locations around zip code 43085


BranchDistance Map View Lobby Hours


Climate Policy and Initiatives

American Scandinavian Banking Corporation (NYIC) is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


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Financial Details

American Scandinavian Banking Corporation (NYIC) Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Scandinavian Banking Corporation (NYIC). The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Scandinavian Banking Corporation (NYIC) U.S. Bank Average
NAN% 4.48%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2024, American Scandinavian Banking Corporation (NYIC) had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $0 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of NAN%.

Return on Equity
American Scandinavian Banking Corporation (NYIC) U.S. Bank Average
0% 10.46%

American Scandinavian Banking Corporation (NYIC) has a Return on Equity of 0% versus the BestCashCow average of 10.46%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Scandinavian Banking Corporation (NYIC) U.S. Bank Average
NAN% 10.84%

American Scandinavian Banking Corporation (NYIC) has a Capitalization of NAN% versus the BestCashCow average of 10.84. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Scandinavian Banking Corporation (NYIC) Balance Sheet Analysis

As of June 30, 2024, American Scandinavian Banking Corporation (NYIC) had assets of $0, loans of $0, and deposits of $0. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2024
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits N.A.
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity N.A.

Summary Income Statement

June 30, 2024
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in American Scandinavian Banking Corporation (NYIC)’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, American Scandinavian Banking Corporation (NYIC)’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Customer Reviews for American Scandinavian Banking Corporation (NYIC)

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