Tiaa Bank / Everbank:
Online Certificate of Deposit - 3.50% APY

• No monthly account fee.
• 20-day advanced maturity alert.
• Automatic renewal on maturity.
• $1,000 to open.


Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 3.50%
Term Length 48 Month
Minimum deposit amount $1,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $1,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Minimum To Earn $0.00
Fees
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees $15.00
Insufficient Funds Fee $30.00
Incoming Wires N/A
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.



Recent Rate Changes



Date APY
October 28, 2024 3.50%
September 20, 2024 3.45%
August 16, 2024 3.70%
May 27, 2024 3.90%
February 20, 2024 4.00%
February 2, 2024 3.85%
August 20, 2023 4.05%

Customer Reviews for TIAA Bank / Everbank (42)


  • October 29, 2024 |

    Online Savings Rates

    Same ole Neverbank. They changed the name and then changed it back but nothing has changed in 20 years. First they loop you in to some sort of teaser rate (now it is 5.05%, but it has been lower). Then they tell you that you don't really qualify for the rate so you are earning some lower rate (now it is 4%). I went through this nonsense years ago, but was eager to do business with a Jacksonville, FL bank again (I leave here). I got fooled again. Don't be a red state fool like red state Jeff and stay away. Jeff.

  • July 26, 2024 |

    Online Savings Rates

    Easy to set up a new account with Everbank, unlike other banks posting high interest rates of this site. I currently have a CD and a savings account with them.

  • November 12, 2023 |

    This was terrible as Everbank. Then it was terrible as TIAA. Now it is terrible as Everbank again. Not sure where they are going with the branding, but still terrible. (Bestcashcow's system is forcing me to give it one-half star but it should be zero).

  • January 9, 2023 |

    Online Savings Rates

    TIAA stole money from university professors and staff and mismanaged assets so badly that a generation of people in academia were denied a comfortable retirement.

  • July 15, 2021

    Online Savings Rates

    I finally closed my account. Was great back in the day as everbank but now it is a joke in every way.


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