State Employees' Credit Union:
Certificate of Deposit - 4.50% APY


Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 4.50%
Term Length 6 Month
Minimum deposit amount $250.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $250.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Minimum To Earn $0.00
Fees
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee N/A
Incoming Wires N/A
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay ×
Online Bill Payments Required ×
Account Opening
Open Online Yes
Insured by N.C.U.A.


Cons

  • If STC is canceled before the maturity/renewal date, there may be an early withdrawal penalty equal to 90 days interest on the principal or all interest earned, whichever is less.
  • There is no penalty if STC is canceled during the grace period.

Recent Rate Changes



Date APY
August 19, 2023 4.50%