• $10,000 minimum balance
• Interest that compounds daily
& bullet; A safety net - deposits are insured by the FDIC
• Automatic renewals at maturity
Certificate of Deposit | |
---|---|
Interest Rate | |
APY | 4.00% |
Term Length | 60 Month |
Minimum deposit amount | $10,000.00 |
Maximum deposit amount | N/A |
Balance Requirements | |
Minimum Opening Deposit | $10,000.00 |
Minimum Balance to Avoid Fees | $0.00 |
Minimum Required Balance | $0.00 |
Minimum To Earn | $0.00 |
Fees | |
Early withdrawal penalty | 730 days interest |
Monthly Maintenance Fee | N/A |
Foreign ATM Fees | N/A |
Insufficient Funds Fee | $35.00 |
Incoming Wires | N/A |
Statements | |
Paper Statements | Yes |
Online Statements | Yes |
Online and Telephone Banking | |
Online Banking | Yes |
Telephone Banking | Yes |
Mobile Banking | Yes |
Deposit Checks with Mobile Device | Yes |
Free Bill Pay | Yes |
Online Bill Payments Required | Yes |
Account Opening | |
Open Online | Yes |
Insured by | F.D.I.C. |
Date | APY |
---|---|
August 16, 2024 | 4.00% |
March 26, 2024 | 4.30% |
March 14, 2024 | 4.35% |
January 30, 2024 | 4.45% |
January 19, 2024 | 4.35% |
January 9, 2024 | 4.40% |
December 27, 2023 | 4.50% |
December 19, 2023 | 4.60% |
December 15, 2023 | 4.65% |
November 14, 2023 | 4.70% |
September 12, 2023 | 4.65% |
August 20, 2023 | 4.60% |
Customer Reviews for Popular Direct (38)
Neil
December 18, 2023 |
I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason is because the interest is coming down and they are not willing to offer those rates. At the time of application, the rates were still being offer but it took Popular Direct over a week to review, remember I'm not borrowing money, I'm depositing money, what a joke
Is this review helpful? Yes:4 / No: 0
Tad Wright
November 17, 2023 |
terrible bank - save yourself the aggrevation and even take a few pennies less if necessary
Is this review helpful? Yes:4 / No: 1
Frank M
July 3, 2023 |
1-year rate of 5.35% is good, but the early withdrawal penalties are absurd. Unless you know you won't need the money in less than 1-year (no loss of job, divorce, cancer, etc.), buying a 1-year CD with a 270 day early withdrawal penalty is a bad idea. I will gladly take a little less for a lower fee. Forbright at 5.30% is a much better idea here.
Is this review helpful? Yes:5 / No: 0
jacko
June 25, 2023 |
A complete waste of time
Is this review helpful? Yes:4 / No: 0
Good luck
June 18, 2023 |
impossible to get money back after cd maturity. couldn't even transfer it to their savings acct.
Is this review helpful? Yes:4 / No: 0
Add Your Review
or use your BestCashCow account