Jpmorgan Chase Bank, National Association:
Certificate of Deposit - 2.50% APY
- CD rates are available to customers with a linked Chase personal checking account.
Fee and Feature Guide
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 2.50% |
| Term Length | 60 Month |
| Minimum deposit amount | $100,000.00 |
| Maximum deposit amount | $249,999.00 |
| Balance Requirements | |
| Minimum Opening Deposit | $1,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $100,000.00 |
| Minimum To Earn | $0.00 |
| Fees | |
| Early withdrawal penalty | 90 days interest |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | $5.00 |
| Insufficient Funds Fee | $34.00 |
| Incoming Wires | $15.00 |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | × |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | × |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Pros
- Money is FDIC insured up to the maximum allowed by law.
Cons
- There is a penalty for withdrawing principal prior to the maturity date:
- – If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- – If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- – For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD
Recent Rate Changes
| Date | APY |
|---|---|
| February 9, 2024 | 2.50% |
| October 3, 2023 | 2.00% |
Customer Reviews for JPMorgan Chase Bank, National Association
Hayley7788d@outlook.com
January 2, 2023 |
Terrible customer service by investment side. Fees too high , too full of themselves
Is this review helpful? Yes:1 / No: 0
Betrayed by Chase
September 7, 2021 |
JP Morgan Chase coorporates with the new US government to freeze foreigner's bank account who are out of the State. JP Morgan Chase misuses the covid pandemic with travel and border restrictions to withhold foreigner's bank accounts who can't get back to the States anymore. They froze my account with 1500 US Dollars and withhold my money. And the best is that the financial regulators such as CFPB support them and ignore complaints.
Is this review helpful? Yes:0 / No: 0
Bob
April 20, 2019 |
Do not even ask about these rates. They will treat you like you are an idiot for asking about such rates.
Is this review helpful? Yes:4 / No: 0
jophus
March 18, 2019
You can not get this rate from your local Chase Bank. I called and was told that they could not qute me a rate on the phone so I drove to my local bank. The bank representative said the best rate they could provide was 2%. Whe I asked him to check with bestcashcow.com, he pulled it up and said there were never authorized to give out any rates above 3%.
Is this review helpful? Yes:5 / No: 0
Darren Devault
December 8, 2016
Credit score of 720
Is this review helpful? Yes:3 / No: 1
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