First Internet Bank Of Indiana:
Online Certificate of Deposit - 3.72% APY

• A minimum balance of $1,000 is required to open the Certificate of Deposit.
• No fees..
• Interest will be compounded monthly and credited on the last business day of the month.
• If the account is closed prior to the last day of the month, interest accrued but not credited will be forfeited.
• Interest is calculated by the daily balance method, which applies a periodic rate to the end of day balance in the account each day.
• Interest will begin to accrue no later than the business day we receive provisional credit for the deposit of noncash items (for example, checks) into the account.


Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 3.72%
Term Length 3 Month
Minimum deposit amount $1,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $1,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Minimum To Earn $0.00
Fees
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee N/A
Incoming Wires N/A
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.



Recent Rate Changes



Date APY
September 25, 2024 3.72%
March 14, 2024 4.14%
February 20, 2024 4.19%
August 20, 2023 4.18%

Customer Reviews for First Internet Bank of Indiana


  • January 30, 2024

    Online CDs 60 Month Rates

    Have an IRA rollover, they don't take IRAs any longer.

  • April 22, 2015

    Hello, I am interested in a line of credit against my home. I have a high interest credit card that I want to move to this credit. I have a wells fargo mortgage which is only a few years old which I do not want to touch.

    Jim
    You can reach me by my work phone 765-451-0371, or at my e-mail james.r.plew@delphi.com


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