Cfg Bank:
Certificate of Deposit - 3.35% APY
No additional deposits after initial deposit.
The minimum balance for all CDs is $500, and the maximum deposit is $250,000.
Fees could reduce the earnings on the account.
These accounts are subject to an early withdrawal penalty.
All accounts are subject to a 7 days interest penalty if withdrawal occurs within 6 days of account opening.
Fee and Feature Guide
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 3.35% |
| Term Length | 36 Month |
| Minimum deposit amount | $500.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $0.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Minimum To Earn | $0.00 |
| Fees | |
| Early withdrawal penalty | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | N/A |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | × |
| Insured by | F.D.I.C. |
Recent Rate Changes
| Date | APY |
|---|---|
| December 7, 2025 | 3.35% |
| November 12, 2025 | 3.40% |
| September 25, 2025 | 3.50% |
| September 25, 2025 | 3.80% |
| September 24, 2025 | 3.50% |
| September 18, 2025 | 3.95% |
| January 15, 2025 | 3.75% |
| November 12, 2024 | 3.85% |
| October 1, 2024 | 3.65% |
| August 16, 2024 | 3.85% |
| January 9, 2024 | 4.35% |
| November 10, 2023 | 4.55% |
| September 5, 2023 | 4.70% |
Customer Reviews for CFG Bank (61)
richardw9
January 30, 2025 |
I found CFG Bank while searching for high APYs and went with them since they consistently offers some of the best rates in the country. I’ve had a great experience with my personal money market account. Unlike other banks that only reward new customers, CFG keeps rates competitive. Glad I made the switch
Is this review helpful? Yes:0 / No: 0
TJK
September 30, 2023 |
CFG overs very competitive Interest rates on their High Yield Savings account.
I did everything ONLINE and have not had any issues with their service.
Is this review helpful? Yes:2 / No: 0
Demon1965
May 3, 2023 |
30-year USAA member that consistently earned .01% interest on savings. Took son's advice and transferred funds to CFG. On $100k I earned $0.63 monthly with USAA - whereas CFG shares the wealth and I earn $400+. Satisfied customer.
Is this review helpful? Yes:2 / No: 0
DaveF150
April 11, 2023 |
No problem with phoning the bank. It can take 5 to 10 days for the wire transfer, since CFG first makes 2 small deposits into your account to verify the Routing Number and account number YOU provide is valid. That itself can take 2 business days. Then depending on when YOU check your email and recieve a secure link from CFG, you must confirm the small amounts (2) (.28 and .87) prior too, the transfer of funding amount (10K) in my case. Easy to follow web site, just read every word, Safe and Secure.
Is this review helpful? Yes:3 / No: 0
YTR
March 27, 2023 |
CFG is an outstanding bank, and now rate is over 5%!
Is this review helpful? Yes:3 / No: 1
Add Your Review
or use your Google account
or use your BestCashCow account