Ablebanking, A Division Of Northeast Bank:
Online Certificate of Deposit - 4.20% APY
• Interest rates and Annual Percentage Yields (APY) are subject to change without notice. The APY assumes interest remains on deposit until maturity.
• A penalty may be imposed for early withdrawal on any CD.
• Limited to individual CD accounts with a principal balance of $240,000 or less.
• Minimum balance to open is $1,000.
• Minimum balance to earn stated APY is $500.
• Not Available as an IRA.
Fee and Feature Guide
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 4.20% |
| Term Length | 12 Month |
| Minimum deposit amount | $500.00 |
| Maximum deposit amount | $240,000.00 |
| Balance Requirements | |
| Minimum Opening Deposit | $1,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Minimum To Earn | $0.00 |
| Fees | |
| Early withdrawal penalty | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $30.00 |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Recent Rate Changes
| Date | APY |
|---|---|
| October 2, 2024 | 4.20% |
| August 16, 2024 | 4.70% |
| May 31, 2024 | 5.15% |
| March 6, 2024 | 5.00% |
| January 5, 2024 | 4.95% |
| September 1, 2023 | 5.30% |
| August 20, 2023 | 0.05% |
Customer Reviews for ableBanking, a division of Northeast Bank
Dudley
April 18, 2018 |
Worst experience of my life. Did not fund and gave $25 to my own charity.
Is this review helpful? Yes:12 / No: 1
Rob Quentin
March 28, 2018 |
Add my name to the list of people who wish they had never heard of you.
Is this review helpful? Yes:7 / No: 5
JWendell
March 19, 2018 |
I really wish I hadn't seen this rate listed here. Chasing a slightly higher rate and a $25 gift on my behalf to a charity from a bank that isn't a bank wasted my time and cost me more than I would have made had I just left my money where it was.
Is this review helpful? Yes:11 / No: 3
Dave
March 13, 2018 |
Not an online bank, but a bunch of shysters playing upon people's generosity by offering to give a token amount to charity. Give your own $25, take a tax deduction and go to Ally, Emigrant, Capital One or anywhere.
Is this review helpful? Yes:11 / No: 3
Gave $25
February 26, 2018 |
I tried to deal with this and ended up wishing I had never heard of it. Got caught in the scam of giving $25 to a charity. After 2 months of dealing with a broken transfer system, a broken website and a phone which either rang on and on or hit some woman's VM, I managed to close the account and get my money back. Never got a penny in interest. Never got confirmation of the $25 transfer to charity. Celebrated my freedom by sending $25 to my favorite charity (not on their list). Farewell to this. Would give negative stars if I could.
Is this review helpful? Yes:10 / No: 2
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