Spencer Savings Bank, Sla: North Caldwell Branch

9 Bloomfield Avenue
North Caldwell, NJ 7006

Notable Rates	Vs. Others
Savings 1.50%	5.50% →
1-Year CD 4.30%	4.80% →
2-Year CD 3.75%	4.25% →
5-Year CD 0.50%	4.00% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

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Your Location:
Columbus,Ohio

Spencer Savings Bank, SLA : North Caldwell Branch — distance 463.51 mi

Deposit Rates - November 14, 2024

Savings and Money Market Rates	APY	MIN	MAX
SAV	1.50%	$50,000	$99,999	Learn More Reviews
Premium Money Market Account	3.25%	$10,000	-	Learn More Reviews

CD Rates	APY	MIN	MAX
6 Mo CD	0.15%	$1,000	-	Learn More Reviews
12 Mo CD	4.30%	$1,000	-	Learn More Reviews
13 Month Promotion / Platinum Checking	0.20%	$1,000	-	Learn More Reviews
18 Mo CD	4.10%	$1,000	-	Learn More Reviews
24 Mo CD	3.75%	$1,000	-	Learn More Reviews
30 Mo CD	0.45%	$1,000	-	Learn More Reviews
36 Mo CD	0.50%	$1,000	-	Learn More Reviews
48 Mo CD	0.45%	$1,000	-	Learn More Reviews
60 Mo CD	0.50%	$1,000	-	Learn More Reviews

Int Checking Rates	APY	MIN	MAX
INTCK	0.30%	$35,000	-	Learn MoreShow Less

Loan Rates - November 14, 2024

There are currently no loan rates available for Spencer Savings Bank, SLA:North Caldwell Branch

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - New Jersey 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.494%	6.375% 0.88 points $4,010 fees	$1,997	Learn More
NMLS ID: 1025894	6.865%	6.750% 1.00 points $3,775 fees	$2,076	Learn More
NMLS ID: 3030	7.225%	7.125% 1.00 points $3,200 fees	$2,156	Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - New Jersey Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.490 % After Intro: 7.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 9.250 % After Intro: 9.250 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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Note to Spencer Savings Bank, SLA:North Caldwell Branch
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