Lake Shore Savings Bank: Fredonia Branch

30 East Main St.
Fredonia, NY 14063

Notable Rates	Vs. Others
Savings 0.75%	4.60% →
1-Year CD 0.15%	4.59% →
2-Year CD 0.50%	4.25% →
5-Year CD 0.50%	4.30% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

Visit Lake Shore Savings Bank main page on BestCashCow.

Your Location:
Portsmouth,New Hampshire

Lake Shore Savings Bank : Fredonia Branch — distance 423.78 mi

Deposit Rates - March 28, 2025

Savings and Money Market Rates	APY	MIN	MAX
SAV	0.75%	$25,000	-	Learn More Reviews
Money Market	2.65%	$1	-	Learn More Reviews

CD Rates	APY	MIN	MAX
6 Mo CD	0.15%	$500	-	Learn More Reviews
9 Month - CD Special	5.05%	$500	-	Learn More Reviews
12 Mo CD	0.15%	$500	-	Learn More Reviews
18 Mo CD	0.20%	$500	-	Learn More Reviews
22 Mo CD	3.44%	$500	-	Learn More Reviews
24 Mo CD	0.50%	$500	-	Learn More Reviews
36 Mo CD	0.40%	$500	-	Learn More Reviews
48 Mo CD	0.45%	$500	-	Learn More Reviews
57 Month CD Special	3.11%	$500	-	Learn More Reviews
60 Mo CD	0.50%	$500	-	Learn More Reviews

Loan Rates - March 28, 2025

There are currently no loan rates available for Lake Shore Savings Bank:Fredonia Branch

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - New York 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 399799	6.614%	6.500% 0.88 points $3,964 fees	$2,023	Learn More
NMLS ID: 401822	6.644%	6.500% 0.88 points $4,795 fees	$2,023	Learn More
NMLS ID: 3030	7.350%	7.250% 1.00 points $3,200 fees	$2,183	Learn More
NMLS ID: 401822		points fees		Learn More

See More Mortgage Rates →

Featured - New York Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Eastern Bank See Table	7.250 %	$25,000	Learn More More Info
The Annual Percentage Rate (APR) is variable and based on the Prime Rate (Prime) published in the Wall Street Journal (7.50% APR on 3/1/2025) minus 0.25% APR adjusted after each billing cycle. To qualify for the lowest rate, a minimum draw of $25,000 is required at closing with automatic payments from an Eastern Checking Account. Minimum APR is 3.99%. Maximum APR is 18%. Minimum line amount is $10,000 and maximum line amount is $2,000,000. Line must be for first or second lien, secured by your 1-4 family primary or secondary residence located in MA, NH, RI and CT. Investment properties are not eligible to be used to secure the line. Combined loan to value limits apply. Property insurance is required. Flood insurance may be required. Homes currently on the market are not eligible. Subject to credit application and approval. Rates are subject to change without notice. FlexEquity lines (Home Equity Line of Credit) are subject to a $50 annual participation fee (waived for Premier or Select Checking account customers). A $350 early cancellation fee applies if the line is closed or rewritten within the first 24 months. Appraisal fees may apply in instances where the line is greater than $400,000. Appraisal fees range from $490 for single family homes to $610 for multifamily properties. Properties with unique characteristics or location may have higher appraisal and/or other fees. Title Search is paid by Eastern Bank as is Title Insurance unless the amount borrowed is greater than $750,000 then customer may incur a title Insurance fee, the fee varies by loan amount and state (CT, MA, NH & RI). In addition, certain fees could apply depending on your situation. For instance, the customer is responsible for trust and power of attorney review ($100 each) and recording fees for power of attorney and for properties held in trust ($105- $123). An itemized list of fees is available upon request. Simple online applications means you can apply anywhere. Ability to convert your variable rate into as many as five fixed-rate loans. No appraisal fees for line requests under $400k! Easy access to funds through your phone or online.

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Note to Lake Shore Savings Bank:Fredonia Branch
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