1st State Bank: Wilder Road Bay City Branch

3907 Wilder Road
Bay City, MI 48706

Notable Rates	Vs. Others
Savings 0.10%	4.60% →
1-Year CD 0.20%	4.59% →
2-Year CD 0.25%	4.25% →
5-Year CD 0.50%	4.30% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

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Your Location:
Rockland,Maine

1st State Bank : Wilder Road Bay City Branch — distance 736.36 mi

Deposit Rates - April 1, 2025

Savings and Money Market Rates	APY	MIN	MAX
	0.10%	$1,500	$4,999	Learn More Reviews
Money Market	0.10%	$1	$9,999	Learn More Reviews
Money Market	0.15%	$10,000	$24,999	Learn More Reviews
Money Market	0.20%	$25,000	$49,999	Learn More Reviews

CD Rates	APY	MIN	MAX
6 Mo CD	0.05%	$5,000	-	Learn More Reviews
12 Mo CD	0.20%	$500	-	Learn More Reviews
18 Mo CD	0.20%	$500	-	Learn More Reviews
24 Mo CD	0.25%	$500	-	Learn More Reviews
30 Mo CD	0.25%	$500	-	Learn More Reviews
36 Mo CD	0.35%	$500	-	Learn More Reviews
48 Mo CD	0.45%	$500	-	Learn More Reviews
60 Mo CD	0.50%	$500	-	Learn More Reviews

Variable IRA Rates	APY	MIN	MAX
	0.10%	$1	$499	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
	0.07%	$1	$4,999	Learn MoreShow Less

Loan Rates - April 1, 2025

There are currently no loan rates available for 1st State Bank:Wilder Road Bay City Branch

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Michigan 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 152859	6.462%	6.375% 0.88 points $2,938 fees	$1,997	Learn More
NMLS ID: 1025894	6.462%	6.375% 0.75 points $2,908 fees	$1,997	Learn More
NMLS ID: 399799	6.502%	6.375% 1.00 points $4,428 fees	$1,997	Learn More
NMLS ID: 401822	6.518%	6.375% 0.88 points $4,795 fees	$1,997	Learn More

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Featured - Michigan Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed

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Note to 1st State Bank:Wilder Road Bay City Branch
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