VeraBank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Kilgore Br	410 North Kilgore Street, Kilgore, TX 75662	View Lobby Hours
Lufkin West Branch	805 South John Redditt Drive, Lufkin, TX 75904	View Lobby Hours
Lufkin Branch	415 South First Street, Lufkin, TX 75901	View Lobby Hours
Mount Pleasant Branch	302 North Jefferson Street, Mount Pleasant, TX 75455	View Lobby Hours
Corsicana Downtown Branch	100 North Main Street, Corsicana, TX 75110	View Lobby Hours
Palestine Branch	207 West Spring Street, Palestine, TX 75801	View Lobby Hours
Huntsville Branch	1718 Eleventh Street, Huntsville, TX 77340	View Lobby Hours
Mexia Branch	101 North Mckinney Street, Mexia, TX 76667	View Lobby Hours
Mount Enterprise Branch	110 West Rust Street, Mount Enterprise, TX 75681	View Lobby Hours
Lakeport Branch	5001 Estes Parkway, Longview, TX 75603	View Lobby Hours
Tatum Branch	165 North Hill Street, Tatum, TX 75691	View Lobby Hours
Chandler Branch	105 Highway 31 East, Chandler, TX 75758	View Lobby Hours
Pine Tree Branch	800 Gilmer Road, Longview, TX 75604	View Lobby Hours
Athens Branch	739 E Tyler St, Athens, TX 75751	View Lobby Hours
Waskom Branch	601 Spur 156, Waskom, TX 75692	View Lobby Hours
Corsicana College Park Branch	3590 West 7th Avenue, Corsicana, TX 75110	View Lobby Hours
Longview 4th St Branch	3412 4th St., Longview, TX 75605	View Lobby Hours
Overton Branch	307 South Commerce, Overton, TX 75684	View Lobby Hours
South 79 Branch	2320 Highway 79 South, Henderson, TX 75652	View Lobby Hours
Tyler Grande Branch	2217 W Grande Blvd, Tyler, TX 75703	View Lobby Hours
Citizens National Bank	201 West Main Street, Henderson, TX 75653	View Lobby Hours
Longview Downtown Branch	200 N. Fredonia St., Longview, TX 75601	View Lobby Hours
Marshall Branch	1708 East End Boulevard North, Marshall, TX 75670	View Lobby Hours
Malakoff Main Branch	115 West Royall Boulevard, Malakoff, TX 75148	View Lobby Hours
White Oak Branch	1101 South White Oak Road, White Oak, TX 75693	View Lobby Hours
Tyler Market Square Branch	107 Market Square Boulevard, Tyler, TX 75703	View Lobby Hours
Jefferson Branch	109 East Broadway, Jefferson, TX 75657	View Lobby Hours
Tyler Front Branch	620 West Front Street, Tyler, TX 75702	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.741%	6.625% 0.88 points $3,827 fees	$2,049	Learn More
NMLS ID: 2578474	6.746%	6.625% 0.88 points $4,010 fees	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750% 0.50 points $1,770 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875% 0.50 points $3,145 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

VeraBank, National Association - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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