Unity Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Union Branch	952 Stuyvesant Avenue, Union Township, NJ 7083	View Lobby Hours
Unity Bank	64 Old Highway 22, Clinton, NJ 8809	View Lobby Hours
Linden Branch	628 North Wood Avenue, Linden, NJ 7036	View Lobby Hours
Washngton Branch	5 East Asbury Anderson Road, Washington, NJ 7882	View Lobby Hours
North Plainfield Branch	450 Somerset Street, North Plainfield, NJ 7060	View Lobby Hours
Whitehouse Branch	370 Route 22, Whitehouse Station, NJ 8889	View Lobby Hours
South Plainfield Branch	2426 Plainfield Avenue, South Plainfield, NJ 7080	View Lobby Hours
Scotch Plains Township Branch	2222 South Avenue, Scotch Plains Township, NJ 7076	View Lobby Hours
Edison Branch	1746 Oak Tree Road, Edison, NJ 8820	View Lobby Hours
Forks Township Branch	1700 Sullivan Trail, Easton, PA 18040	View Lobby Hours
Flemington Branch	157 Main Street, Flemington, NJ 8822	View Lobby Hours
Phillipsburg Branch	1225 Us - 22 W, Phillipsburg, NJ 8865	View Lobby Hours
Middlesex Branch	1230 Bound Brook Road, Middlesex, NJ 8846	View Lobby Hours
Somerset Branch	120 Cedar Grove Lane, Somerset, NJ 8873	View Lobby Hours
Highland Park Branch	104 Raritan Avenue, Highland Park, NJ 8901	View Lobby Hours
Emerson Branch	4 Emerson Plaza West, Emerson, NJ 7630	View Lobby Hours
Ramsey Branch	475 Franklin Tpke., Ramsey, NJ 7446	View Lobby Hours
Somerville Branch	12 Mountain Avenue, Somerville, NJ 8876	View Lobby Hours

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Reviews on Unity Bank

CF | Jul 11, 2020

A great bank. Rates are competitive and they have outstanding customer service.

rs | Feb 26, 2018

Capped at $10,000

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1661781	6.122%	6.000% 1.00 points $4,373 fees	$1,919	Learn More
NMLS ID: 3029	6.254%	6.125% 0.88 points $4,563 fees	$1,945	Learn More
NMLS ID: 447490	6.367%	6.250% 0.75 points $3,958 fees	$1,971	Learn More
NMLS ID: 757416	6.447%	6.375% 0.75 points $2,416 fees	$1,997	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Opportunity. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.75% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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