United Community Bank of West Kentucky, Inc. - Nationwide Branches

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Branch	Address	View Lobby Hours
Dixon Bank	42 Us Highway 41-A South, Dixon, KY 42409	View Lobby Hours
Clay Branch	54 Hearin St, Clay, KY 42404	View Lobby Hours
United Community Bank Of West Kentucky, Inc.	500 North Morgan Street, Morganfield, KY 42437	View Lobby Hours
Sturgis Branch	1406 Main Street, Sturgis, KY 42459	View Lobby Hours
Main Street Morganfield Ky Branch	131 East Main Street, Morganfield, KY 42437	View Lobby Hours

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Reviews on United Community Bank of West Kentucky, Inc.

Norval Baird | Apr 15, 2020

There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, friendly approach to customers and all other types of bank criteria. UCB is the best banking Experience that I have ever had. Keep up the great work. An I know you will. It’s in your HEARTS!

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.734%	6.625% 0.75 points $3,610 fees	$2,049	Learn More
NMLS ID: 1025894	6.977%	6.875% 0.88 points $3,334 fees	$2,103	Learn More
NMLS ID: 3030	7.463%	7.375% 0.88 points $2,800 fees	$2,211	Learn More
NMLS ID: 3029		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

United Community Bank of West Kentucky, Inc. - Nationwide Branches

Reviews on United Community Bank of West Kentucky, Inc.

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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