United Business Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Seattle Downtown Branch	520 Pike Street, Suite 2750, Seattle, WA 98101	View Lobby Hours
Napa Branch	960 School Street, Napa, CA 94559	View Lobby Hours
Mountain View Branch	700 E. El Camino Real, Suite 100, Mountain View, CA 94040	View Lobby Hours
United Business Bank	500 Ygnacio Valley Road Suite 200, Walnut Creek, CA 94596	View Lobby Hours
Castro Valley Branch	3895 E. Castro Valley Blvd, Castro Valley, CA 94552	View Lobby Hours
Waterloo Branch	4426 E. State Highway 88 On Waterloo Road, Stockton, CA 95215	View Lobby Hours
Stockton Branch	22 West Yokuts Avenue, Stockton, CA 95207	View Lobby Hours
Pleasanton Branch	465 Main Street, Pleasanton, CA 94566	View Lobby Hours
Livermore Branch	2300 First Street Suite 100, Livermore, CA 94550	View Lobby Hours
San Jose Branch	1150 Bascom Avenue, Suite 29, San Jose, CA 95128	View Lobby Hours
Kilroy Airport Way	3750 Kilroy Airport Way, Suite 130, Long Beach, CA 90806	View Lobby Hours
Tri-Cities Branch	330 North Brand Blvd., Ste. 120, Glendale, CA 91203	View Lobby Hours
San Francisco Branch	2 Harrison Street, San Francisco, CA 94105	View Lobby Hours
San Jose Branch	2550 N First Street Ste 102, San Jose, CA 95131	View Lobby Hours
Seattle Washington Branch	14900 Interurban Ave S Ste 150, Seattle, WA 98168	View Lobby Hours
Sacramento Branch	2815 J Street, Sacramento, CA 95816	View Lobby Hours
Oakland Hegenberger Branch	100 Hegenberger Road, Suite 110, Oakland, CA 94621	View Lobby Hours
Albuquerque Br	1500 Mercantile Ave, Ne, Albuquerque, NM 87107	View Lobby Hours
Pacific Enterprise Bank	17748 Sky Park Circle, Irvine, CA 92614	View Lobby Hours

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Reviews on United Business Bank

Small Company | Apr 9, 2020

I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions changed to say if they gave you a virus or got your data stolen from their servers, you couldn't blame them. You couldn't link personal and corporate accounts unless they were all registered to the exact same SSN. Now that they merged into United Business Bank nothing much has changed. SBA loans are like pulling teeth. I guess they don't understand that these are backed by the Federal government and that minimizes their risk, but they treat you like you are a criminal out to rip them off. We have been a personal and corporate client for close to 20 years, but are changing banks right now.

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.596%	6.500% 0.63 points $3,210 fees	$2,023	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.623%	6.500% 0.88 points $4,281 fees	$2,023	Learn More
NMLS ID: 66247	6.694%	6.625% 0.75 points $2,275 fees	$2,049	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.726%	6.625% 0.75 points $3,334 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

United Business Bank - Nationwide Branches

Reviews on United Business Bank

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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