Unified Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Auto Bank Facility	Toledo Street, Glouster, OH 45732	View Lobby Hours
Amesville Branch	State Street, Amesville, OH 45711	View Lobby Hours
Colerain Branch	State Route 250 And Sharon Road, Colerain, OH 43916	View Lobby Hours
Dillonvale Branch	Main St & Liberty St, Dillonvale, OH 43917	View Lobby Hours
Bridgeport Branch	Howard And Dekalb Streets, Bridgeport, OH 43912	View Lobby Hours
Unified Bank	201 South Fourth Street, Martins Ferry, OH 43935	View Lobby Hours
Dover Branch	County Road 80 And North Wooster Avenue, Dover, OH 44622	View Lobby Hours
High Street Branch	88 High Street, Glouster, OH 45732	View Lobby Hours
Nelsonville Branch	873 Chestnut Street, Nelsonville, OH 45764	View Lobby Hours
St. Clairsville Branch	68400 Stewart Dr, Saint Clairsville, OH 43950	View Lobby Hours
Jewett Branch	318 East Main Street, Jewett, OH 43986	View Lobby Hours
Tiltonsville Oh Branch	303 Walden Avenue, Tiltonsville, OH 43963	View Lobby Hours
Strasburg Branch	202 North Wooster Avenue, Strasburg, OH 44680	View Lobby Hours
Gloucster Community Bank Branch	201 North Columbus Street, Lancaster, OH 43130	View Lobby Hours
Dellroy Branch	2 Smith Street, Dellroy, OH 44620	View Lobby Hours
Sherrodsville Branch	15 Sherrod Avenue, Sherrodsville, OH 44675	View Lobby Hours
New Philadelphia Branch	141 North Broadway, New Philadelphia, OH 44663	View Lobby Hours
East Main Street Branch	1321 East Main Street, Lancaster, OH 43130	View Lobby Hours
Saint Clairsville - Plaza Drive Bran	100 Plaza Drive, Saint Clairsville, OH 43950	View Lobby Hours

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Reviews on Unified Bank

Benswife30 | Oct 13, 2020

This is by far the worse bank ever. You do not get 24hrs to pay back overdraft fees. They lie.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1025894	6.728%	6.625% 0.88 points $3,398 fees	$2,049	Learn More
NMLS ID: 330511	7.064%	7.000% 0.63 points $2,074 fees	$2,129	Learn More
NMLS ID: 3030	7.602%	7.500% 1.00 points $3,200 fees	$2,238	Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.300 % After Intro: 7.300 %	$15,000	Learn More More Info
Available APRs range from 6.65% - 15.40*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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