TrustCo Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Juno Beach Branch	14051 Us Highway 1, Juno Beach, FL 33408	View Lobby Hours
Longwood Branch	1400 West State Rd 434, Longwood, FL 32750	View Lobby Hours
Altamont Avenue Branch	1400 Altamont Avenue, Schenectady, NY 12303	View Lobby Hours
Sheridan Plaza Branch	1350 Gerling Street, Schenectady, NY 12308	View Lobby Hours
Wynantskill Branch	134-136 Main Street, Wynantskill, NY 12198	View Lobby Hours
Leesburg Branch	1330 Citizens Blvd Suite 101, Leesburg, FL 34748	View Lobby Hours
South Glens Falls Branch	133 Saratoga Road, South Glens Falls, NY 12803	View Lobby Hours
Pelham Branch	132 Fifth Ave, Pelham, NY 10803	View Lobby Hours
Greenwich Branch	131 Main Street, Greenwich, NY 12834	View Lobby Hours
Osprey Branch	1300 S Tamiami Trial, Osprey, FL 34229	View Lobby Hours
Tuskawilla Rd Branch	1295 Tuskawilla Rd Ste 10, Winter Springs, FL 32708	View Lobby Hours
East Colonial Dr Branch	12901 E Colonial Dr, Orlando, FL 32826	View Lobby Hours
Scotia Office	123 Mohawk Avenue, Scotia, NY 12302	View Lobby Hours
North Clermont Branch	12305 Us Rt 27, Clermont, FL 34711	View Lobby Hours
Kingston Branch	1220 Ulster Avenue, Kingston, NY 12401	View Lobby Hours
Rhinehart Rd Branch	1185 Rhinehart Rd, Sanford, FL 32771	View Lobby Hours
Queensbury Branch	118 Quaker Road, Suite 9, Queensbury, NY 12804	View Lobby Hours
Route 7 Branch	1156 Troy-Schenectady Road, Latham, NY 12110	View Lobby Hours
Apopka Branch	1134 N. Rock Springs Road, Apopka, FL 32712	View Lobby Hours
State Street Albany Branch	112 State Street, Albany, NY 12207	View Lobby Hours
Madison Avenue Branch	1084 Madison Avenue, Albany, NY 12208	View Lobby Hours
Brandywine Branch	1048 State Street, Schenectady, NY 12307	View Lobby Hours
Lee Road Branch	1084 Lee Road Suite 11, Orlando, FL 32810	View Lobby Hours
Cobleskill Branch	104 Merchant Pl, Cobleskill, NY 12043	View Lobby Hours
Beeline Center Branch	10249 South John Young Parkway, Suite 101, Orlando, FL 32837	View Lobby Hours
Clifton Park Branch	1018 Route 146, Clifton Park, NY 12065	View Lobby Hours
Lake Square Branch	10105 Route 441, Leesburg, FL 34788	View Lobby Hours
Elmsford Branch	100 Clearbrook Road, Elmsford, NY 10523	View Lobby Hours
Trustco Bank	1 Sarnowski Drive, Glenville, NY 12302	View Lobby Hours
Latham-Cohoes Branch	1 Johnson Road, Latham, NY 12110	View Lobby Hours
Pittsfield Branch	1 Dan Fox Dr, Pittsfield, MA 1201	View Lobby Hours
Stuart Branch	951 Se Federal Hwy, Stuart, FL 34994	View Lobby Hours
Bay Hill Branch	6084 Apopka Vineland Road, Orlando, FL 32819	View Lobby Hours
Metro West Branch	2619 S. Hiawassee Road, Orlando, FL 32835	View Lobby Hours
Lake Nona Branch	9360 Narcoossee Road, Orlando, FL 32827	View Lobby Hours

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Reviews on TrustCo Bank

Mark Fitzpatrick | Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was with a bigger bank and once they took the business card stand away i pulled my account. Thank you trustco and your employees.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250% 0.63 points $3,600 fees	$1,971	Learn More
NMLS ID: 757416	6.583%	6.490% 1.00 points $3,110 fees	$2,021	Learn More
NMLS ID: 1025894	6.593%	6.490% 0.88 points $3,433 fees	$2,021	Learn More
NMLS ID: 401822	6.782%	6.625% 1.00 points $5,195 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.75% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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