TrustCo Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Tanners West Side Branch	238 West Bridge Street, Catskill, NY 12414	View Lobby Hours
Ballston Spa. Office	235 Church Avenue, Ballston Spa, NY 12020	View Lobby Hours
Mt Kisco Ny Branch	222 East Main Street, Mount Kisco, NY 10549	View Lobby Hours
Hartsdale Branch	220e Hartsdale Ave, Hartsdale, NY 10530	View Lobby Hours
Northvale Branch	220 Livingston St, Suite 102, Northvale, NJ 7647	View Lobby Hours
Lake George Branch	2160 Rt 9l, Lake George, NY 12845	View Lobby Hours
Bennington Office	215 North Street, Bennington, VT 5201	View Lobby Hours
Halfmoon Branch	215 Guideboard Road, Clifton Park, NY 12065	View Lobby Hours
Venice Branch	2057 South Tamiami Trail, Venice, FL 34293	View Lobby Hours
State Farm Road Branch	2050 Western Ave Ste 116, Guilderland, NY 12084	View Lobby Hours
Apollo Beach Branch	205 Apollo Beach Blvd, Apollo Beach, FL 33572	View Lobby Hours
Route 2 Branch	201 Troy-Schenectady Road, Route 2, Latham, NY 12110	View Lobby Hours
Peekskill Ny Branch	20 Welcher Ave, Peekskill, NY 10566	View Lobby Hours
New City Branch	20 Squadron Blvd, New City, NY 10956	View Lobby Hours
Milton Center Plaza Branch	2 Trieble Ave, Ballston Spa, NY 12020	View Lobby Hours
Schaghticoke Branch	2 Main Street, Schaghticoke, NY 12154	View Lobby Hours
Chatham Branch	193 Hudson Ave, Chatham, NY 12037	View Lobby Hours
Altamont Avenue West Branch	1900 Altamont Avenue, Schenectady, NY 12303	View Lobby Hours
Colonie Branch	1892 Central Avenue, Albany, NY 12205	View Lobby Hours
Oveido Branch	1875 W County Rd 419 Suite 600, Oviedo, FL 32766	View Lobby Hours
Mamaroneck Branch	180-190 E Boston Post Rd, Mamaroneck, NY 10543	View Lobby Hours
Katonah Branch	18 Woods Bridge Road, Katonah, NY 10536	View Lobby Hours
South Clermont Branch	16908 High Grove Blvd, Clermont, FL 34714	View Lobby Hours
Delmar Branch	167 Delaware Avenue, Delmar, NY 12054	View Lobby Hours
Upper Union Street Branch	1620 Union Street, Schenectady, NY 12309	View Lobby Hours
Winter Garden Branch	16118 Marsh Rd, Winter Garden, FL 34787	View Lobby Hours
Slingerlands Branch	1569 New Scotland Ave, Slingerlands, NY 12159	View Lobby Hours
Pomona Branch	1581 Route 202, Pomona, NY 10970	View Lobby Hours
Fishkill Branch	1545 Route 52, Fishkill, NY 12524	View Lobby Hours
Exit 8 Crescent Road Branch	1532 Crescent Road, Clifton Park, NY 12065	View Lobby Hours
Gateway Commons Branch	1525 E Osceola Pkwy, Kissimmee, FL 34744	View Lobby Hours
Alafaya Woods Branch	1500 Alafaya Trail, Oviedo, FL 32765	View Lobby Hours
Wappinger Falls Branch	1490 Route 9, Wappingers Falls, NY 12590	View Lobby Hours
Rotterdam Branch	1410 Curry Road, Rotterdam, NY 12303	View Lobby Hours
Balltown Rd Branch	1475 Balltown Road, Niskayuna, NY 12309	View Lobby Hours

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Reviews on TrustCo Bank

Mark Fitzpatrick | Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was with a bigger bank and once they took the business card stand away i pulled my account. Thank you trustco and your employees.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.596%	6.500% 0.63 points $3,210 fees	$2,023	Learn More
NMLS ID: 66247	6.701%	6.625% 0.75 points $2,525 fees	$2,049	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.965%	6.875% 0.50 points $3,123 fees	$2,103	Learn More
NMLS ID: 3030	7.325%	7.250% 0.75 points $2,400 fees	$2,183	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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