TrustCo Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Central Avenue Branch	40 Central Avenue, Albany, NY 12206	View Lobby Hours
Dean Rd Branch	3920 Dean Rd, Orlando, FL 32803	View Lobby Hours
Guilderland Branch	3900 Carman Road, Schenectady, NY 12303	View Lobby Hours
Ramsey Branch	385 N Franklin Turnpike, Ramsey, NJ 7446	View Lobby Hours
Glenmont Branch	380 Route 9w, Glenmont, NY 12077	View Lobby Hours
Port Orange Branch	3751 Clyde Morris Blvd, Port Orange, FL 32129	View Lobby Hours
Hudson Falls Branch	3750 Burgoyne Avenue, Hudson Falls, NY 12839	View Lobby Hours
Loudon Plaza Branch	372 Northern Boulevard, Albany, NY 12204	View Lobby Hours
West Sand Lake Branch	3707 New York Route 43, West Sand Lake, NY 12196	View Lobby Hours
Avalon Park Branch	3662 Avalon Park Boulevard East, Orlando, FL 32828	View Lobby Hours
Highland Branch	3580 Rt 9 W, Highland, NY 12528	View Lobby Hours
Lake Mary Blvd Branch	350 West Lake Mary Blvd, Sanford, FL 32773	View Lobby Hours
Niskayuna - Woodlawn Branch	3461 State Street, Schenectady, NY 12304	View Lobby Hours
Tanners Main Branch	345 Main Street, Catskill, NY 12414	View Lobby Hours
Wolf Road Branch	34 Wolf Road, Colonie, NY 12205	View Lobby Hours
Saratoga Springs Branch	34 Congress St, Saratoga Springs, NY 12866	View Lobby Hours
Pleasant Hill Branch	3307 South Orange Blossom Trail, Kissimmee, FL 34746	View Lobby Hours
Ardsley Branch	33-35 Center Street, New City, NY 10956	View Lobby Hours
Airmont Branch	327 Rt 59e, Airmont, NY 10952	View Lobby Hours
Great Barrington Branch	326 Stockbridge Rd, Great Barrington, MA 1230	View Lobby Hours
State Street Schenectady Branch	320 State Street, Schenectady, NY 12305	View Lobby Hours
Ushers Road Branch	308 Ushers Road, Ballston Lake, NY 12019	View Lobby Hours
Wilton Mall Branch	3065 Route 50, Saratoga Springs, NY 12866	View Lobby Hours
Curry Ford Road Branch	3020 Lamberton Blvd, Orlando, FL 32825	View Lobby Hours
New Scotland Branch	301 New Scotland Avenue, Albany, NY 12208	View Lobby Hours
Glens Falls Branch	3 Warren Street, Glens Falls, NY 12801	View Lobby Hours
Englewood Branch	2930 S Mccall Rd, Englewood, FL 34224	View Lobby Hours
Valatie Branch	2929 Route 9, Valatie, NY 12184	View Lobby Hours
Windermere Branch	2899 Maguire Rd, Windermere, FL 34786	View Lobby Hours
Glenville - Mayfair Branch	286 Saratoga Road, Glenville, NY 12302	View Lobby Hours
Curry Ford West Branch	2838 West Curry Ford Road, Orlando, FL 32828	View Lobby Hours
Sarasota Branch	2704 Bee Ridge Rd, Sarasota, FL 34239	View Lobby Hours
Melbourne Branch	2481 Croton Road, Melbourne, FL 32935	View Lobby Hours
Poughkeepsie Branch	2656 S Rd (Rt 9), Poughkeepsie, NY 12601	View Lobby Hours
Malta 4 Corners Branch	2471 Route 9 And Dunning Street, Malta, NY 12020	View Lobby Hours

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Reviews on TrustCo Bank

Mark Fitzpatrick | Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was with a bigger bank and once they took the business card stand away i pulled my account. Thank you trustco and your employees.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.596%	6.500% 0.63 points $3,210 fees	$2,023	Learn More
NMLS ID: 66247	6.701%	6.625% 0.75 points $2,525 fees	$2,049	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.965%	6.875% 0.50 points $3,123 fees	$2,103	Learn More
NMLS ID: 3030	7.325%	7.250% 0.75 points $2,400 fees	$2,183	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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