TrustCo Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Stuyvesant Plaza Branch	Western Avenue At Fuller Road, Albany, NY 12203	View Lobby Hours
Troy Branch	State Street And Fifth Avenue, Troy, NY 12180	View Lobby Hours
Mont Pleasant Branch	959 Crane Street, Schenectady, NY 12303	View Lobby Hours
Campbell West Plaza	141 W. Campbell Road, Rotterdam, NY 12306	View Lobby Hours
Maitland Branch	9400 Us Rt 17/92 Ste F, Maitland, FL 32751	View Lobby Hours
Orange City Branch	902 Saxon Blvd, Orange City, FL 32763	View Lobby Hours
Mechanicville Branch	9 Price Chopper Plaza, Mechanicville, NY 12118	View Lobby Hours
Lady Lake Branch	873 N Highway 27/441, Lady Lake, FL 32159	View Lobby Hours
Winter Springs Branch	851 E Sr 434, Winter Springs, FL 32708	View Lobby Hours
Lee Vista Blvd Branch	8288 Lee Vista Blvd, Orlando, FL 32829	View Lobby Hours
Monroe Branch	791 Rt 17m, Monroe, NY 10950	View Lobby Hours
Goldenrod Road Branch	7803 E Colonial Driv Suite 107, Orlando, FL 32807	View Lobby Hours
Winterhaven Branch	7460 Cypress Gardens Boulevard, Winter Haven, FL 33884	View Lobby Hours
Brunswick Branch	740 Hoosick Road, Troy, NY 12180	View Lobby Hours
Red Hook Branch	7391 S Broadway (Rt 9), Red Hook, NY 12571	View Lobby Hours
Clifton Country Road Branch	7 Clifton Country Road, Clifton Park, NY 12065	View Lobby Hours
Sweetwater Branch	671 North Hunt Club Rd, Longwood, FL 32779	View Lobby Hours
Northern Pines Road Branch	649 Rt 9 Intersection Of Northern Pines Rd And Maple Ave, Gansevoort, NY 12831	View Lobby Hours
Briarcliff Manor Branch	64 Rt 100, Briarcliff Manor, NY 10510	View Lobby Hours
Newton Plaza Branch	602 New Loudon Road, Latham, NY 12110	View Lobby Hours
Bradenton Fl Branch	5858 Cortez Rd W, Bradenton, FL 34201	View Lobby Hours
Hudson Branch	507 Warren Street, Hudson, NY 12534	View Lobby Hours
East Greenbush Branch	501 Columbia Turnpike, Rensselaer, NY 12144	View Lobby Hours
Bronxville Branch	5-7 Park Place, Bronxville, NY 10708	View Lobby Hours
Allendale Branch	5 Cheshire Rd, Suite 18, Pittsfield, MA 1201	View Lobby Hours
Westwood Plaza Branch	4942 W Sr46, Sanford, FL 32771	View Lobby Hours
Hoosick Falls Branch	47 Main Street, Hoosick Falls, NY 12090	View Lobby Hours
Colonial Drive Branch	4450 E Colonial Dr, Orlando, FL 32803	View Lobby Hours
Sun City Center Branch	4441 Sun City Center Blvd, Sun City Center, FL 33573	View Lobby Hours
Lee Branch	43park St, Lee, MA 1238	View Lobby Hours
Davenport Branch	42755 Rt27, Davenport, FL 33837	View Lobby Hours
Malta Mall Branch	43 Round Lake Road, Ballston Lake, NY 12019	View Lobby Hours
Crestwood Plaza Branch	415 Whitehall Rd, Albany, NY 12208	View Lobby Hours
Aloma Branch	4070 Aloma Ave, Suite 1000, Winter Park, FL 32792	View Lobby Hours
Downtown At Lake Eola Branch	400 E Pine St, Orlando, FL 32801	View Lobby Hours

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Reviews on TrustCo Bank

Mark Fitzpatrick | Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was with a bigger bank and once they took the business card stand away i pulled my account. Thank you trustco and your employees.

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 66247	6.697%	6.625% 0.75 points $2,371 fees	$2,049	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.730%	6.625% 0.75 points $3,481 fees	$2,049	Learn More
NMLS ID: 1025894	6.861%	6.750% 0.88 points $3,644 fees	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.960%	6.875% 0.50 points $2,966 fees	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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