The Citizens State Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Memorial Home Retirement Campus Bran	86 - 22nd Avenue, Moundridge, KS 67107	View Lobby Hours
Goessel Branch	600 East Main Street, Goessel, KS 67053	View Lobby Hours
Newton South Branch	2315 South Kansas Avenue, Newton, KS 67114	View Lobby Hours
Hesston Branch	201 North Main Street, Hesston, KS 67062	View Lobby Hours
The Citizens State Bank	201 South Christian Avenue, Moundridge, KS 67107	View Lobby Hours
Schowalter Villa - Hesston Branch	200 West Cedar, Hesston, KS 67062	View Lobby Hours
Wal-Mart Supercenter Branch	1701 South Kansas Avenue, Newton, KS 67114	View Lobby Hours
Hillsboro Loan Office Branch	120 North Main, Hillsboro, KS 67063	View Lobby Hours
Canton Branch	110 North Main Street, Canton, KS 67428	View Lobby Hours
Home State Mcpherson Branch	223 North Main Street, Mcpherson, KS 67460	View Lobby Hours
North Bank Branch	1300 North Main Street, Mcpherson, KS 67460	View Lobby Hours
Drive-In Branch	115-123 West Euclid Street, Mcpherson, KS 67460	View Lobby Hours
East Bank Branch	104 S. Centennial Drive, Mcpherson, KS 67460	View Lobby Hours
Newton North Branch	1225 North Main Street, Newton, KS 67114	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1661781	6.122%	6.000% 1.00 points $4,373 fees	$1,919	Learn More
NMLS ID: 1067	6.194%	6.125% 0.75 points $2,358 fees	$1,945	Learn More
NMLS ID: 2578474	6.240%	6.125% 0.88 points $3,930 fees	$1,945	Learn More
NMLS ID: 447490	6.367%	6.250% 0.75 points $3,958 fees	$1,971	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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